|
|
 |
| Loans Corporate Customers |
Credit for working capital
Purpose | Financing current operations | Amount | Depends on the needs of enterprises | Term | Short-term - up to 1 year
Medium term - up to 3 years, depending on the technological process of production | Currency | MDL, USD, EUR |
Revolving credit line
Purpose | Financing current operations | Amount | Individually. | Term | up to 18 months | Currency | MDL, USD, EUR | Benefits | Opportunity during the entire period of action of the revolving credit line to make additional loans (in the limit of amount set) without payment of existing debt with the requirement that the loan amount, including the new release will not exceed the debt limit set |
Overdraft
Purpose | Short-term financing in cases where costs temporarily exceed revenues. | Amount | 85% of the monthly income. | Term | Up to 1 year | Currency | MDL | Benefits | - Fast acces to money, depending on the needs.
- Saving time and resourses.
- Payment of interest will affect only the actual balance of the credit |
Credit for investment purposes
Purpose | To create new fixed assets, for expanding, retooling and modernizing existing ones: construction, reconstruction, enlarging production rooms, buildings, lands, machinery, vehicles and other long-term assets. | Amount | usualy 70-75% from the project amount | Term | up to 5 years, depending on the type of the project, may exceed 5 years. | Currency | MDL, USD, EUR |
Credit for financing leasing operations
Purpose | financing of current operations of the leasing company | Amount | 85% from the acquisition price (including VAT) of the property to be bought | Term | Up to 5 years | Currency | MDL, USD, EUR |
Credit for real estate
Purpose | construction or acquisition, reconstruction, capital repair of buildings and related real estate, in order to obtain income from selling them | Amount | up to 60% from the projects' amount - when there are other investors
up to 70% from the projects' amount - without attracting funds from investors. | Term | The term depends | Currency | MDL, USD, EUR |
Guarantees
Bank guarrantee - obligation under witch the bank is responsable for the failure of the banks' customer in relation to third persons.
Purpose | Ensuring timely fulfillment of contractual obligations of the Ordering person toward the beneficiary. | Amount | Depending on the terms of the contract between Ordering person and the Beneficiary.
It is determined proceeding from the requirements of third person - beneficiary of the guarantee (under contract or other document regulating the payment), standards of the bank and the conditions of the contract. | Currency | MDL and foreign currency. The currency of the guarantee must match the currency of the contract. |
|
|
| Currency |
Buy |
Sale |
BNM rate |
| USD |
11.8600 |
12.0000 |
12.0029 |
| EUR |
15.7200 |
15.9200 |
15.9446 |
| RUB |
0.3900 |
0.4030 |
0.4037 |
| RON |
3.5700 |
3.7300 |
3.6606 |
| UAH |
1.4400 |
1.5400 |
1.4946 |
| GBP |
18.8000 |
19.2000 |
19.0577 |
| CHF |
12.8000 |
13.3000 |
13.1618 |
|
