About the bank

With more than 28 years of experience, Moldova Agroindbank continues to be a well-known brand in Moldova and abroad. MAIB is a top universal bank on the Moldovan market. It provides a full range of financial products and services to individuals and legal entities, through multiple distribution channels, including branches, agencies, a wide network of ATMs and POS terminals, as well as remote banking services (Internet banking, Mobile banking), etc.

 

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Year 1991 Beginning of the activity	66 branches and 115 agencies 7self-service centers	4,326 POS-terminals and 255 ATMs	More than 770,000 customers

   

BC „Moldova Agroindbank” SA is a universal systemic bank, committed to providing innovative and high-tech services to all segments of customers, individuals and legal entities.
MAIB has been keeping the pace with the latest trends in terms of financial services, launching the following exclusive projects on the national banking market:
 

• American Express cards – MAIB is the exclusive representative of the American Express company in Moldova, being exclusively licensed to issue and accept American Express cards on the Moldovan market.


• Contactless payment – compatible with the banking cards of three international payment systems: MasterCard, Visa and American Express. The innovation allows customers to perform “contactless” transactions by holding the card against POS terminals, without having to hand it in to the cashier.


• Premium cards – MAIB provides the widest range of premium cards – MasterCard Gold, MasterCard Platinum, MasterCard World Elite, Visa Gold, Visa Platinum, American Express Gold credit card and American Express Gold debit card.


• Bancassurance project – gives customers access to any kind of insurance at the bank, including insurance against civil liability for motor vehicles, green card, CASCO, goods insurance, health insurance for travelling abroad and insurance against accidents.


• Internet banking service – based on the Bankflex–Multychannel platform;


• 3D Secure service with a dynamic password and in line with the ISO 27001:2013 – standard – the highest security standards in terms of card and online operations applied by the bank, etc.

MAIB is the indisputable leader on the Moldovan banking market

MAIB holds the leading position on the Moldovan banking market, having the largest shares for the main financial ratios. According to 2016 statistics, Moldova Agroindbank holds a market share of 27.1% in assets, 30.6% in loans, 28.1% in deposits, including 30.2% in private deposits, and 27.9% of all profit earned by the national banking system.

In 2016, the bank was awarded a string of trophies and awards for remarkable financial results, reconfirming MAIB’s leading position:

• Title of „Best Commercial Bank in Moldova 2016 ”, awarded for the fourth year in a row by „Global Banking & Finance Review”international financial magazine;


• Title of “Best Bank in Moldova ” in the top World’s Best Emerging Markets Banks in Central & Eastern Europe 2016, being the only Moldovan bank to make it to this ranking;


• MAIB tops the efficiency ranking of commercial banks in the first quarter of 2016, according to EVM Group (Estimator – VM) rating and evaluation agency.


• MAIB ranks 71st among top 100 banks from South Eastern Europe in 2016, going up 11 positions, against 2015;


• Moldova Agroindbank ranks 68th on Top 100 largest CIS banks, , carried out by Ria Rating international agency;


• Moldova Agroindbank is awarded the Gold Award of the Banking Association for Central and Eastern Europe (BACEE) for excellent presentation, outstanding transparency and a wide scope of disclosure in the 2015 Annual Report.

 

 

BC "Moldova Agroindbank" S.A. în topul anual SEE TOP 100 bănci în anul 2016	BC "Moldova Agroindbank" S.A. Cea mai bună bancă din Moldova în anul 2016	BC "Moldova Agroindbank" S.A. Cea mai bună bancă comercială din Moldova în anul 2016	BC "Moldova Agroindbank" S.A. Premiul de Aur al Asociaţiei băncilor Europei Centrale şi de Est (BACEE)

Social responsibility

Moldova Agroindbank is anually involved in dozens of social, educational, sports, scientific, cultural and agricultural projects.

The bank backs some of the most long-lasting educational projects for best students and young people, such as “Merit Scholarships”, “Scholarships for Your Future” and the National Contest of Business Plans organized by the National Association of Young Managers. MAIB also grants financial support in the organisation of charity projects by Hospice Angelus, Clipa Siderala Foundation, Society of Disabled People in Cahul municipality, a retirement home in Straseni town, as well as other associations enabling MAIB to contribute to the development of the national culture.

One of the bank’s strategic partners in the implementation of social projects, the Charity Foundation for Public Health "Angelus Moldova", has recently awarded MAIB an honorary diploma for the support it has been offering the foundation for several years in a row. The National Olympic and Sport Committee has also awarded BC Moldova Agroindbank a diploma as a token of its high gratitude for backing the national team at the Rio 2016 Olympic Games.