mixed home insurance
about
Mixed home insurance is an insurance product specially designed to cover vital risks related to the health of the person and the property administration.
With a single policy you can ensure:
House |
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Liability to third parties |
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Household items |
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Accident insurance |
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What are the insured risks?
Home/Household items:
- fire or explosion;
- lightning strike house;
- earthquake;
- criminal actions of third parties;
- theft by burglary or attempted theft ;
- water leak from tanks, pipes, tubules or drains;
- riots and mass agitations;
- impact with transport units (including aircraft and sea vessels), aircraft wrecks, missiles or satellites; falling off a tree or branch, antennas or satellite antennas that have been broken or destroyed; animals;
- storm: strong wind, lightning storm or hail, which may be accompanied by snow or rain;
- rain and rainwater flows on the house and surfaces around the house.
Liability to third parties:
- damage to the property of other persons and death or bodily injury of other persons caused by any insured case, including legal proceedings expenses.
Accident insurance:
- trauma resulting in bodily injury as a result of an accident
Insurance amount is determined by the parties based on the insured risk package and the amount of insurance required by the insured.
Insurance period: 12 months
commission fees
The rate is calculated according to the package with types of insurance included and the insured amount requested individually at the customer’s preference.
required documents
- Identity card of the owner;
- Document attesting the property right (sale-purchase contract, extract from IS Cadastru);
- Identity documents/copies of the identity documents of the tenants of the apartment/house;
- Power of attorney if the insurance contract is concluded by someone other than the owner.