Senior Digital Security & Fraud Prevention Expert

• Riscuri și Conformitate
• Chișinău-Centru
• Peste 5 ani

We are looking for a Senior Digital Security & Fraud Prevention Expert who will own the security & fraud prevention agenda across our digital channels, ensuring customers stay safe and our platforms remain resilient, compliant, and fraud-aware by design. You’ll combine hands-on fraud monitoring and incident response with strategic leadership, governance, architecture oversight and cross-functional influence.

Responsibility:

• Define and maintain the security & fraud governance framework for digital banking platforms.
• Lead investigations of potential cyber-fraud incidents (including account takeover, phishing-driven fraud, malware-assisted attacks), ensuring fast containment and recovery.
• Ensure fraud-relevant logging, monitoring, and observability are in place and actionable.
• Oversee, govern and perform advanced analysis of digital transactions and customer activity across mobile, web, and remote channels, ensuring proactive identification, escalation and mitigation of suspicious and fraudulent patterns.
• Prepare high-quality incident reports documenting root cause, impact, mitigation steps, and lessons learned.
• Lead the development of security reference architectures and fraud detection models aligned with business priorities and regulatory requirements.
• Oversee adoption of secure-by-design and fraud-aware design principles across all digital initiatives.
• Chair / coordinate cross-functional committees and working groups on digital security and fraud risk.
• Own and continuously improve policies for Secure SDLC, fraud detection, incident response, and data protection.
• Ensure compliance with critical standards and regulations (BNM, ISO 27001, PCI DSS, GDPR).
• Oversee threat modeling, digital risk assessments, and fraud scenario analysis for digital products and services.
• Track emerging fraud/cyber trends and drive proactive evolution of controls.
• Define, monitor, and report on KRIs/KPIs for digital security & fraud prevention.
• Ensure effective integration and governance of fraud-detection technologies: behavioral analytics, anomaly detection, device intelligence, real-time scoring.
• Guide the selection and implementation of security and fraud-prevention platforms aligned with enterprise architecture.

Your qualifications should include:

• Strong knowledge of modern fraud schemes across mobile/web/remote channels (banking malware, RATs, phishing/pharming, bot attacks, social engineering, CNP fraud, account takeover, SIM swap, device compromise).
• Ability to identify behavioral fraud patterns and design effective countermeasures.
• Hands-on experience with OAuth2, OpenID Connect, PKCE.
• Modern MFA, passkeys and risk-based authentication. Biometric authentication (Face ID, Touch ID, Fingerprint).
• OWASP Top 10 (Web & Mobile) expertise.
• Secure session management and modern certificate pinning.
• Root/emulator detection; secure storage (Keychain/Keystore).
• Reverse-engineering mitigation (obfuscation, anti-tampering).

Fraud Detection Technologies

• Device fingerprinting and behavioral analytics.
• Real-time risk scoring, rule engines, anomaly detection.
• Bot detection and social-engineering prevention techniques.
• Replay-attack protection, rate limiting/throttling.
• API authentication flows and abnormal traffic detection.
• Familiarity with OWASP MASVS, MASTG, MASWE.
• Awareness in manual and automated app security testing.

Secure SDLC & Security Engineering

• Secure SDLC / DevSecOps understanding.
• Experience with SAST, DAST, SCA tools.
• Threat modeling methods (STRIDE, PASTA).

Infrastructure Security

• WAF concepts, DMZ architectures.
• Zero Trust fundamentals.

Leadership

• Proven ability to lead cross-functional teams and drive strategic initiatives.
• Strong understanding of banking business processes, especially digital journeys.
• Excellent communication with technical and non-technical stakeholders.
• Confidence to influence senior decision-makers and advocate for security & fraud priorities.

In the maib team you will benefit from:

• Professional, innovative, trendsetting work environment in banking and beyond, and people who will inspire you at an agile pace;
• Modern and ultra centrally located office, café, relaxation areas, gym, kitchen, terrace, etc;
• Meal vouchers;
• Property loans and other banking services on preferential terms;
• Private medical insurance or gym membership;
• Flexibility to work hybrid;
• Professional and personal development opportunities, teambuilding;
• Wide range of discounts at maib partners.

Send your CV to resurseumane@maib.md, indicating the position you are applying for and let's excel professionally together. 

Thank you for your interest! We look forward to meeting you and to working together in maib!