сurrent accounts
find out more
become a customer
without visiting a branch
without going to a branch
phone/computer
electronic signature
about
innovation in digitization and global trends have led to the creation of a unique service for entrepreneurs - become a maib customer by electronic way, this service brings added efficiency by avoiding visits to bank branches
to become a maib customer through electronic channels, we suggest you consult the eligibility criteria, the list of required documents, tariffs and general conditions, all of which are available on this page and on maib's website
it is essential to have a valid qualified electronic signature, once these requirements are fulfilled, we invite you to go through the necessary steps to initiate the business relationship with maib
please note that you will need to:
- use a device with a camera and microphone, cell phone or computer, as the process involves a video call
- act as a company administrator
prompt and easy
01
get start
fill in the form correctly, indicating the information requested
02
load they up
digitally signs and uploads each document into a special box
03
send it
the requested information will be processed to initiate a business relationship
04
we'll in touch
to make us sure the relationship building process is fully completed
Becoming a maib customer you can benefit from the new service "Check Your Counterparty", designed for companies that want to make informed business decisions and minimize the risks associated with collaborating with partners from Ukraine.
who can use the service
The company has one of the following organizational forms: SRL, II, GT, SA, with a legal address, administrators, partners/founders (maximum of 5), and beneficial owners, all of whom are residents of the Republic of Moldova, except for the eastern districts (Transnistrian region)
The company is represented by an administrator who has a qualified electronic signature
The company that have administrators, partners/founders, and beneficial owners who are not in the PEP risk category (a person who holds a public position or a family member of the politically exposed person and persons associated with and close to politically exposed people) in the last 12 months
The company is not subject to FATCA, is not in the military industry, and is not on the international financial sanctions list, including not associating with people in the listed categories
business packages
| services included in the monthly fee | start¹ | forte² | pro³ | extra⁴ |
|---|
|
Current account in MDL and/or FC. Free opening and administration(2251) |
2 accounts
|
3 accounts
|
3 accounts
|
unlimited
|
|
1 free specimen signature and stamp imprint sheet |
|
|
|
|
|
Free internet banking with extended functionalities |
|
|
|
|
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Free access to mobile app (maibusiness app) |
|
|
|
|
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Free monthly issuance of electronic certificate for internet banking |
1
|
2
|
2
|
2
|
|
Free сash deposit in national currency at bank counters |
MDL
|
MDL
|
MDL
|
MDL and FC
|
|
Withdrawing cash at bank counters |
0 % |
0 % |
0% |
|
|
Free processing of payment orders in national currency: in favour of bank customers (including on own account opened within the bank) via internet banking |
5 |
40 |
80 |
unlimited |
|
Transfer of funds in national currency from the current account of the LE to the current/card/deposit account of the Individuals (outside the salary project) in favour of bank customers |
standard* |
standard |
standard |
for free |
|
Free payment orders processing in national currency: in favour of customers of other banks via internet banking |
standard |
standard |
25 |
50 |
|
Monthly business card debit card opening and maintenance, free units |
standard |
1 |
1 |
unlimted |
|
Salary project |
daily |
loyalty |
premium |
premium |
|
Free Transfer of salaries within the salary project via internet banking |
|
|
|
|
|
Free electronic meal tickets |
|
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Free eStatements(statements in electronic format) |
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Assistance in searching for amounts in MDL |
standard |
standard |
|
|
|
Monthly modification, cancellation, return, redirection, investigation or confirmation of foreign exchange payment order |
standard |
standard |
standard |
1 free |
|
Dedicated manager |
standard |
standard |
standard |
|
|
Issuing SWIFT service confirmation |
standard |
standard |
standard |
|
|
Business-related financial services |
|
|
|
|
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Monthly newsletter on tenders |
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Cadastral registration |
standard |
10% discount |
10% discount |
15% discount |
Monthly rate |
100 MDL⁵ |
250 MDL |
500 MDL |
1500 MDL |
|
|
* standard – according to the bank's current rates
¹ For companies founded less than 12 months ago, the Business Start service package is free of charge for 6 months from the subscription date. It also includes 20 intrabank payments and 5 interbank payments.
² For companies in the agricultural sector, payment of the Forte package is made only if activity is registered on the accounts, and the fee - MDL withdrawal fee is 1%. Free promotion of a product/service on the online platform AgricolaHub is also offered
³ For companies in the IT sector, the Pro service package offers: transfer of funds from the current account of the legal entity to the current / card / deposit account of the individual (outside the salary project) free of charge; Premium or Salary Platinum salary package, if it meets the acceptance criteria; business cards - unlimited number.
⁴ For Extra, Premium Salary Package + benefits of alto Package are offered.
⁵ Payment of the package occurs only if activity is recorded on the accounts.
services available online
- opening and maintenance of current account
- subscription to internet banking with extended functional possibilities
- making payments in national and foreign currency via internet banking up to 2 million lei per month (to the accounts of other companies)
- withdrawal of funds in national and foreign currency to the current account via internet banking up to 2 million lei per month (from the accounts of other companies)
- currency operations up to 2 million lei per month
- operative confirmations
- cancellation, investigation of payments/receipts to/from current account
- online application for business card with the possibility of receiving it at the branch*
- electronic statements (eStatements)
- subscription to e-mail newsletters
- issuance of an electronic certificate for the use of the Internet Bank
- check your counterparty from Ukraine.
*To obtain a business card, please visit one of the maib branches.
if you would like to receive additional services from the package buissiness forte, apart from those listed above, please visit one of the maib branches
we will inform you about the services that will be available online in the future on the maib website.
required documents
electronic documents issued by I.P. "State Services Agency" or scanned versions of the originals with a qualified electronic signature affixed to each document are accepted
limited liability company (S.R.L.)
- extract from the State Register issued by I.P. "State Services Agency".
- founding act: statute, regulations or agreement on establishment
- documents confirming the existence of beneficiary owners (shareholders, only natural persons residing on the territory of the Republic of Moldova, except for the inhabitants of the eastern districts) holding 25% plus one share, as well as a copy of their identity documents
- valid identity card of the administrator
joint stock company (S.A.)
- extract from the State Register issued by I.P. "State Services Agency".
- founding act: statutes, regulations or memorandum of association
- documents confirming the existence of beneficial owners and a copy of their identity document
- extract from the Shareholders Register on the composition of shareholders (up to 5 (inclusive) shareholders, natural persons residing on the territory of the Republic of Moldova, except for residents of eastern districts) and the shares held by them
- valid identity card of the manager
farm (G.Ț.)
- extract from the State Register of Farms, issued by P.I. "State Services Agency", or Decision on registration, or the sheet of registration of the farm from the Register of Farms, issued by the City Hall
- act of establishment
- documents confirming the existence of the beneficial owners (founders) and a copy of their identity documents
- valid identity card of the manager
individual enterprise (I.P.)
- extract from the State Register of Individual Entrepreneurs, confirming the person authorised to manage the enterprise, issued by P.I. "State Services Agency" or its territorial bodies
- decision on the establishment of the enterprise signed by the founder (founders)
- documents confirming the existence of beneficial owners (founders) and copies of their identity documents
- valid identity card of the administrator
frequent questions
qualified electronic signature means an advanced electronic signature that is created using a qualified electronic signature creation device and is based on a qualified electronic signature certificate
qualified electronic signature is issued by the Information Technology and Cybersecurity Service
to register an online application for public key certification services for legal entities, go to www.semnatura.md and follow the steps described for the type of legal entity
a politically exposed person (PEP) is a person who holds or has held an important public office, namely:
- heads of State, Heads of Government, Ministers and Deputy Ministers or Secretaries of State
- members of parliament or similar legislative bodies
- members of the governing bodies of political parties
- members of supreme courts, constitutional courts or other high-level courts whose judgements are not subject to appeal, except in exceptional cases.
- members of audit courts or central bank boards
- ambassadors, chargés d'affaires and senior officers of the armed forces
- members of the administrative, management or supervisory bodies of state-owned enterprises
- directors, deputy directors and members of the board of directors or members holding a similar position in an international organisation.
FATCA (Foreign Account Tax Compliance Act) - a US law aimed at combating tax evasion within the global financial system and ensuring automated exchange of information between states in a standardised system based on bilateral agreements, the main purpose of which is to require foreign financial institutions to report to US tax authorities the income of direct or indirect beneficiaries subject to taxation under US law. On 26 November 2014, the Government of the Republic of Moldova signed a Cooperation Agreement with the USA to facilitate the implementation of FATCA, which obliges financial institutions to directly report to the US IRS information related to accounts held by individuals and legal entities indexed in the USA
in the process of initiation of business relations by electronic means, the manager who has a qualified electronic signature has the right to conduct interaction with the bank
if you are unable to go through the process of establishing a business relationship electronically, you can go to one of maib's branches and take advantage of the advice of our colleagues working in the bank's branches
Establishment of a business relationship with the bank will include a video call, that will be recorded
business relationship initiation with maib
upon authorisation of a business relationship with maib, automatically connects to the business package and opens a current account with MDL
business relationship initiation with maib
the application of a qualified electronic signature on each document is mandatory for the document to be considered valid and the process to be completed
- step 1 of 2personal data
- step 2 of 2Documente
Received!
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.