Let’s make our country better with #maib. Participate in the national program "373"!

The program to support entrepreneurs "373" is a project through which micro, small and medium-sized enterprises in Moldova can obtain affordable long-term loans for investment. Thus, the interest rate on loans in foreign currency is 3% and MDL - 7%. For loans with a maturity of up to 7 years, the maximum grace period is 3 years. The interest rate difference will be covered through the ODA.


Amount -  up to 15 million MDL or the equivalent in foreign currency;
Term -  between 3 and 7 years;
Own contribution - minimum 10% of the value of the investment project, excluding VAT.

Eligible applicants will be selected according to the "First come, first served" principle. Acceptance of loan applications takes place according to the sequentiality of applications registered in the program. Apply as soon as possible because the program has a funding limit.

Eligible fields of activity:

  • Agriculture, forestry and fisheries;
  • Manufacturing industry;
  • Production and supply of electricity and heat, gas, hot water and air conditioning;
  • Water distribution, sanitation, waste management, and decontamination activities;
  • Transport and storage;
  • Accommodation and food service activities;
  • Information and communication;
  • Professional, scientific and technical activities;
  • Arts, recreation and leisure activities;
  • Education;
  • Health and social work.


  • easy access to resources and state support through interest compensation;
  • advantageous interest rate;
  • guarantee of up to 40% of the loan amount if you do not have sufficient collateral through the Credit Guarantee Fund (FGC) in the ODA portfolio;
  • no early repayment fee.

Choose maib in the Program to support entrepreneurs "373", and you have:

  • loan approval within up to 3 days, without the need to be present at the branch;
  • the possibility to digitally sign credit agreements;
  • approval of a higher limit, in which more than one credit can be used (without re-perfection of pledge agreements);
  • the possibility of receiving resources from all external lines available in the Republic of Moldova;
  • registration of the mobile pledge directly with the bank without the need to go to a notary;
  • possibility to make payments to maib customers at any time, including weekends;
  • the largest number of customers;
  • the largest network of partners;
  • transparent pricing;
  • customer satisfaction.

Apply now for loans under the Government Program for supporting entrepreneurs "373" at any maib branch or online and develop projects, expand your business.

To make our country better!

 With maib it's simple and easy!

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