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business payments in instalment
after “paid”, there is one more option
up to2 000 000 MDL
from 1 to 12 months
completed in the last 90 days
about
After ‘paid’, there is one more option
Business payments in instalments is a financing solution that allows you to convert an eligible transaction that has already been made into financing repayable in equal monthly instalments.
The product can be used for payments relating to both day-to-day operations and investments in the business – for example, for stock, suppliers, raw materials, services, repairs, logistics, machinery, equipment and other eligible expenses.
How does it work?
- You have made the payment.
- Select the eligible transaction and the financing period in maib business web.
- The financing amount is credited to your company’s current account.
- Repay the amount in equal monthly instalments.
Multiple loans, within the same limit
You can receive financing for several eligible transactions, within the individual limit available for your company.
Advantages
finance a payment that has already been made
for current needs and investments
up to 2 000 000 MDL
a period of up to 12 months
equal monthly instalments
directly from maib business web
eligibility
Who can use business payments in instalments
The product is available to eligible Business Banking customers in the agricultural and non-agricultural sectors who:
- have active bank accounts with maib;
- have access to maib business web;
- have an available credit limit;
- have at least one transaction eligible for financing.
The product may also be available to micro-enterprises, small and medium-sized enterprises, start-ups and other eligible categories of entrepreneurs and professionals, in accordance with maib criteria.
Eligible transactions
To be eligible for financing, a transaction must:
- be carried out in the last 90 days;
- have been successfully completed;
- meet the minimum value requirement:
- 1,000 MDL for transactions in MDL;
- 50 EUR for transactions in EUR;
- 60 USD for transactions in USD.
Financing is granted in MDL and may be up to 100% of the value of the eligible transactions, within the available individual limit.
Non-eligible transactions
The following transactions cannot be financed:
- cash withdrawals and cash-equivalent transactions;
- foreign exchange / Forex operations;
- transfers between own accounts;
- transfers to card accounts;
- repayments of loans, interest, fees and penalties;
- cancelled or reversed transactions;
- transactions already financed through business payments in instalments.
Company eligibility, the available limit and the transactions that can be financed are displayed in maib business web.
fees
Condițiile finanțării
Alegeți perioada de finanțare între 1 și 12 luni, în funcție de opțiunile disponibile pentru tranzacția selectată. Condițiile exacte sunt afișate în maibbusiness web înainte de confirmarea finanțării.
Nu se aplică dobândă.
Pentru finanțare se aplică un comision stabilit în funcție de perioada aleasă, calculat ca procent din suma creditului aprobat, dar nu mai puțin de 200 MDL.
1 lună
1%
2 luni
2%
3 luni
3%
4 luni
4%
5 luni
5%
6 luni
%
9 luni
9%
12 luni
12%
Comisionul de finanțare poate fi achitat în tranșe lunare egale, conform graficului de plăți. Valoarea totală a comisionului nu se diminuează în funcție de durata efectivă de utilizare a creditului.
Alte comisioane nu se aplică.
required documents
No additional documents are required when applying for financing via business payments in instalments.
Select the eligible transaction and continue the process directly on maib business web.
take the first step
fill in the fields and we will contact you
Received!
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.