Announcement regarding the modification of the coupon rate for maib corporate bonds from the first issuance under the second public offering program

Dear Client,

Starting from February 21, 2026, the coupon rate for the corporate bonds issued on 21.02.2024, under the second Public Offering Program, will be adjusted.

To view the new coupon rate, please see the information below:

*The coupon rate for the second and third years will be the weighted average interest rate on new deposits attracted in the national currency across the entire banking sector, with maturities from 6 to 12 months, as published on the official NBM website on the date corresponding to the first day of the offering period (subscription period). The rate is determined after one and, respectively, two years, on the same month and day as the issuance date, plus the fixed margin set according to class: II: (-1.0%); III: (-0.5%); IV: 0.00%; V: 0.5%; VI: 1.0%; VII: 1.5%.