refinance loan

We refinance you today so that you can save!
350 000 MDL
60 months
from 9,70%
refinance loan

loans calculator

requested amount
choose the term
i receive my salary on

you received your salary/pension on a card issued by maib

you have official income, but receive it on a card issued by another bank or cash

a positive credit history means when you have made at least 6 payments on a loan in the last 24 months and for which you have not had arrears of more than 30 days

Fără gaj
Vârsta de la 20 ani
Doar cu buletinul
Rata fixă

our offer

monthly payment
total credit amount
2 922 273.15 MDL
interest rate
effective annual interest rate
type of interest rate

this credit implies your legal responsibility and must be repaid. Verify your repayment capacity before signing the credit contract.

apply now Payment schedule pre-contractual information general credit terms and conditions

the amount shown is indicative and does not represent a contractual commitment by maib


Of course, you had a good reason you chose to credit yourself with a high interest rate. You signed the necessary documents, you spent the money, and now you are left with too many monthly instalments, financial obligations and interest rates that exceed your budget.

Because we understand you, we suggest you get rid of the worry of managing several loans and gather them all in one. You will pay a better interest rate and a lower monthly instalment, so you will save money for other great dreams.

With us, you can refinance any consumer loan, regardless of whether you are a customer of maib or of another bank in the country. You can benefit from refinancing even when the loan was obtained from a microfinance company.

Refinancing loans at maib comes with several benefits:

  • you have only one loan and you pay only one monthly instalment;
  • you save time, because you will no longer have to travel to several financial institutions to pay the instalments. The payment is made online through the maibank app;
  • you save money because you combine loans and stay with a lower instalment; 
  • all credit costs are transparent, with no hidden fees.


In order to apply for refinancing it is necessary:

  • to have a consumer loan contracted from another financial institution;
  • to submit an online application;
  • you have a real estate asset, if the amount exceeds 200,000 MDL.

Soon, you will be contacted by a maib consultant to verify your eligibility and you will be invited to the branch of your choice to sign the contract.


Refinance are offered without collateral, with a fixed interest rate. Choose the option that suits you:

You receive your salary on a maib card:

  • up to 350,000 MDL;
  • for a period of up to 60 months.

For a loan of 50 thousand MDL, for a period of 5 years, you will repay approximately 1 055.25 MDL, with an EAR of 10.14%.

You receive your salary on a card issued by another bank:

  • up to 350,000 MDL;
  • for a period of up to 60 months. 

For a loan of 50 thousand MDL, for a period of 5 years, you will repay approximately 1 079.95 MDL per month, with an EAR of 11.24%.

You have the last 3 loan payment receipts:

  • up to 350,000 MDL
  • for a period of up to 60 months.

For a loan of 50 thousand MDL, for a period of 5 years, you will repay approximately 1 055.25 MDL per month, with an EAR of 10.14%.

If the amount of refinancing exceeds 200 thousand MDL, then it will be necessary to own real estate. 

required documents

We refinance you with a minimum of documents:

  • ID card;
  • the last 3 receipts proving you paid the instalments on time.

The bank reserves the right to request additional documents regarding the income, in order to meet the prudential requirements specific to the banking activity.

frequent questions

Yes! For your convenience, we put them all together in one loan. Thus, you pay a single interest rate and manage a single loan.

Use the refinancing calculator and see the advantageous conditions we propose.

take the first step

fill in the fields and we will contact you

  • step 1 of 2 personal data
  • step 2 of 2 OTP signing
we guarantee the security of the information provided when completing the online application

sign with OTP

to confirm, enter the 6-digit code received via SMS to the number +373

Your application has been successfully registered. Within 15 minutes, we will call you back.

Attention! Applications are processed Monday to Saturday. Monday-Friday 09:00-20:00 / Saturday 09:00-18:00

Acest site folosește cookies. Prin continuarea navigării, îți exprimi acordul asupra folosirii cookie-urilor.