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refinance loan
We refinance you today so that you can save!
350 000 MDL
60 months
from 10,20%
loans calculator
requested amount
MDL
choose the term
60
luni
our offer
monthly payment
0 MDL
total credit amount
2 922 273.15 MDL
interest rate
--
effective annual interest rate
28.76%
type of interest rate
fixed
this credit implies your legal responsibility and must be repaid. Verify your repayment capacity before signing the credit contract.
apply now
Payment schedule
pre-contractual information
general credit terms and conditions
the amount shown is indicative and does not represent a contractual commitment by maib
about
Of course, you had a good reason you chose to credit yourself with a high interest rate. You signed the necessary documents, you spent the money, and now you are left with too many monthly instalments, financial obligations and interest rates that exceed your budget.
Because we understand you, we suggest you get rid of the worry of managing several loans and gather them all in one. You will pay a better interest rate and a lower monthly instalment, so you will save money for other great dreams.
With us, you can refinance any consumer loan, regardless of whether you are a customer of maib or of another bank in the country. You can benefit from refinancing even when the loan was obtained from a microfinance company.
Refinancing loans at maib comes with several benefits:
- you have only one loan and you pay only one monthly instalment;
- you save time, because you will no longer have to travel to several financial institutions to pay the instalments. The payment is made online through the maibank app;
- you save money because you combine loans and stay with a lower instalment;
- all credit costs are transparent, with no hidden fees.
requirements
In order to apply for refinancing it is necessary:
- to have a consumer loan contracted from another financial institution;
- to submit an online application;
- you have a real estate asset, if the amount exceeds 200,000 MDL.
Soon, you will be contacted by a maib consultant to verify your eligibility and you will be invited to the branch of your choice to sign the contract.
deals
Refinance are offered without collateral, with a fixed interest rate. Choose the option that suits you:
You receive your salary on a maib card:
- up to 350,000 MDL;
- for a period of up to 60 months.
For a loan of 50 thousand MDL, for a period of 5 years, you will repay approximately 1,062 MDL, with an EAR of 10,69%.
You receive your salary on a card issued by another bank:
- up to 350,000 MDL;
- for a period of up to 60 months.
For a loan of 50 thousand MDL, for a period of 5 years, you will repay approximately 1.090 MDL per month, with an EAR of 11.79%.
You have the last 3 loan payment receipts:
- up to 350,000 MDL;
- for a period of up to 60 months.
For a loan of 30 thousand MDL, for a period of 5 years, you will repay approximately 1.066 MDL per month, with an EAR of 10.69%.
If the amount of refinancing exceeds 200 thousand MDL, then it will be necessary to own real estate.
required documents
We refinance you with a minimum of documents:
- ID card;
- the last 3 receipts proving you paid the instalments on time.
The bank reserves the right to request additional documents regarding the income, in order to meet the prudential requirements specific to the banking activity.
frequent questions
Yes! For your convenience, we put them all together in one loan. Thus, you pay a single interest rate and manage a single loan.
Use the refinancing calculator and see the advantageous conditions we propose.
take the first step
fill in the fields and we will contact you
- step 1 of 2 personal data
- step 2 of 2 OTP signing
sign with OTP
to confirm, enter the 6-digit code received via SMS to the number +373
Received!
Your application has been successfully registered.
Within 15 minutes, we will call you back.
Attention! Applications are processed Monday to Saturday. Monday-Friday 09:00-20:00 / Saturday 09:00-18:00