prima casă loan

Prima Casă – is a government project, through which you can buy a house in an old or new building, as well as opt for a house in any locality in the Republic of Moldova.

Advantages of the program:

• the mortgage of the property purchased at the insurance level of at least 70% of the loan amount;
• insurance offered by the Government in the amount of 50% of the credit balance;
• your and your family members’ income is taken into account;
• surety of the spouse or first-degree relatives, if necessary;
• a 25% discount is applied to the insurance premium.

For a loan of 600 000 thousand MDL, for a period of 25 years, at an interest rate of 7.38%, the monthly payment will be 4487.09 MDL. The EAR will be 8.03% and the total amount payable will be 1 352 130.03 MDL.

The interest rate for loans granted under the "Prima Casă" program is floating, consisting of the reference rate of 4.38 percentage points for the "Prima Casă" program published by the National Bank of Moldova (BNM) and the bank's margin of 3% (the maximum margin size, approved by the Ministry of Finance), set at the date of the loan grant according to the current Policy on prices for banking products and services offered to retail clients.
For floating rate loans, the interest rate changes twice a year, on January 1 and July 1, depending on the evolution of the reference index published by the NBM.

For additional information, call the Contact Center at 022 855 185 / 022 855 155, on weekdays from 8 AM to 5 PM.