commercial mortgage

legal entities investments commercial mortgage

amount

up to 50 mln. lei

financing

up to 100%

term

up to 12 years

apply now check the limit

despre

The Commercial Mortgage Loan is designed to finance the purchase, construction/finishing/reconstruction or refinancing of commercial, industrial and manufacturing real estate used for business purposes.

In addition, if you choose to invest in sustainable and energy efficient commercial real estate projects, you have access to the green option - with additional benefits and support for a sustainable future.

Conditions:

Loan amount:up to MDL 50,000,000.

Financing up to 100% of the project value (excluding VAT), if the client provides additional collateral.

Currency: MDL, EUR, USD.

Term:

For the purchase of commercial, industrial or manufacturing real estate, including land for construction:

up to 80% of the value of the financed real estate (excluding VAT), in the case of credit granted for a term of up to 60 months;
up to 70% of the value of the financed real estate (excluding VAT), if the credit is granted for a term of more than 60 months;
up to 100% of the value of the financed real estate (excluding VAT) if the customer provides additional collateral.

For the construction / finishing / reconstruction of commercial, industrial or manufacturing real estate:

up to 100% of the value of the financed project (excluding VAT).

Standard commercial mortgage

Investments in commercial real estate projects as follows:

purchase of commercial, industrial or manufacturing real estate, including land for construction, located on the territory of the Republic of Moldova;
construction / finishing / reconstruction of commercial, industrial or manufacturing real estate located on the territory of the Republic of Moldova;
retroactive financing of investments made in the last 12 months for the purpose of purchasing commercial, industrial or manufacturing real estate, including land for construction, located on the territory of the Republic of Moldova;
refinancing mortgage/investment loans granted for the above purposes.

Green commercial mortgage

Investments in sustainable and energy-efficient commercial real estate projects as follows:

purchase of commercial, industrial or manufacturing real estate, ecologically certified, located on the territory of the Republic of Moldova;
construction / finishing / reconstruction of commercial, industrial or production real estate, ecologically certified / energy efficient, located on the territory of the Republic of Moldova;
retroactive financing of investments made in the last 12 months for the purchase of commercial, industrial or manufacturing real estate, ecologically certified, located on the territory of the Republic of Moldova;
refinancing mortgage/investment loans granted for the purposes indicated above.

Advantages

term up to 12 years

flexibility in use

competitive interest

also available for green projects

grace period

currency of your choice

How to apply for an online loan?

Fill in the online form

The bank approves the loan at a distance

The customer gets the loan and pays

tarife

The floating interest rate is determined on the basis of the benchmark index or the cost of funds (in the case of International Financial Organizations' resources). It is determined when the loan is granted and depends on the financial segment and rating, the loan collateral and the lending source.

Fees and commissions charged by maib to lending products.

documente necesare

Standard commercial mortgage

company incorporation documents (except for maib clients );
business plan or financial projections (forecasts) demonstrating the feasibility and potential impact of the investment project;
other documents that may be required by the bank.

For green loans:

energy performance certificate in case of purchase of real estate;
preliminary energy performance certificate in case of construction / finishing / reconstruction of real estate;
energy audit report (if applicable);
international green certificate (if applicable).

submit your online credit application

fill in the fields below

step 1 of 2 legal entity data and credit details
step of 2

fiscal code *

company name *

name / surname of the administrator *

administrator IDNP *

administrator's phone number *

amount ^*

currency

Programul de finantare

the purpose of the credit

investment in the business

working capital financing

i, as administrator, will constitute the surety of the credit

yes

not

i have read and agree to the Security Policy and the Conditions for submitting and reviewing the electronic credit application.

we guarantee the security of the information provided when completing the online request

OTP *

Received!

the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.

Warning!

Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.