credits granting conditions

Between July 1, 2025 - September 30, 2025, for the loans granted to customers from micro, small and medium businesses, the value of the Reference Index will be:

  1. for loans granted in MDL – 5,82%
  2. for loans granted in USD (SOFR) – 4.35%
  3.  for loans granted in EUR – 1,98%

Under the Government Program for supporting entrepreneurs “373”:

  • for loans granted until May 24, 2024 (for the period July 1 - December 31, 2025):

    • for loans granted in MDL – 5.82%
    • for loans granted in USD/EUR – 1.23%
  • for the credits granted from May 24, 2024 (for the period July 1 – September 30, 2025):

    • for loans granted in MDL – 5.38%
    • for loans granted in USD/EUR – 1.24%

Between July 1, 2025 - September 30, 2025, for loans granted to Corporate customers, the value of the Reference Index will be:

  1.  for loans granted in MDL – 5,82%
  2. for loans granted in USD (SOFR) – 4.35%
  3. for loans granted in EUR – 1,979%

Reherence Index value

customer type

micro, small and medium businesses

Corporate

Loans granted between

MDL (%)

USD (%)

EUR (%)

MDL (%)

USD (%)

EUR (%)

April 1 - June 30, 2025

4.92/3.70 

4,33

2,46

4,92

4,33

2,462

January 1 – March 31, 2025

3,70

4,64

2,92

3,70

4,64

2,924

October 1 – December 31, 2024

3,37

5,28/5,34

3,47

3,37

5,27823/5,34

3,469

July 1 - September 30, 2024

3,46

5,60/5,35

3,78

3,46

5,60156/5,35

3,7820

April 1 - June 30, 2024

4,01

5,59/5,31

3,94

4,01

5,59273/5,31

3,9380

January 1 – March 31, 2024

4,38

5,64

3,96

4,38

5,63

3,96

October 1 – December 31, 2023

4,68/7,62**

5,66

3,77

4,68

5,66391

3,7700

July 1 - September 30, 2023

7,62

5,50

3,46

7,62

5,49857

3,462

April 1 - June 30, 2023

11,07*/13,42**

4,98

2,78

11,07

4,98114

2,7830

January 1 – March 31, 2023

12,10

4,77

1,97

13,42

4,7650

1,9720

October 1 – December 31, 2022

12,10

3,14

0,71

12,10

3,14414

0,7120

July 1 – September 30, 2022

9,47

1,63

0

9,47

1,62600

0

April 1 – June 30, 2022

6,14

0,51

0

6,14

0,51

0

January 1 – March 31, 2022

4,12

0,17

0

4,12

0,17463

0

* for loans granted in MDL between 10.11.2021 - 16.02.2023

**for loans in granted in MDL between 01.09.2021 - 09.11.2021

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