Purchase agricultural machinery and equipment in installments through maib partners

Do you want to modernize your farm or agricultural business?

With maib you can purchase agricultural machinery and/or equipment through maib partners, using three types of loans tailored to your needs. The products can also be combined—for example, machinery through the FCA program, and equipment including VAT through FIDA 8 loans.

1) Agricultural Financing Facility (FCA) - suitable for most agricultural entrepreneurs.

• Amount: up to MDL 2 000 000
• Financing: up to 100% of the investment value
• Term: up to 5 years
• Interest rate: fixed at 5.1% in MDL
• Grant: 5% (or 15% for conservation agriculture equipment)
• Commission: 0,5% of the loan amount
• Working capital: up to 15% of the project value

Example (conventional equipment) — tractor of MDL 1 000 000, for 5 years:

• total interest: MDL 153 000 (≈ MDL 30 600 /year)
• grant: MDL 50 000 (or MDL 150 000 for conservation equipment)
• annual payments: MDL 220 600 (200 000 MDL principal + 30 600 MDL interest – 10 000 MDL grant)

2) FIDA 8 Loans — the ideal solution for agricultural equipment including VAT (with fiscal benefits).

• Amount: up to EUR 150 000 (≈ MDL 3 000 000)
  • up to MDL 1 000 000 for micro-entrepreneurs
  • up to MDL 800 000 for young people and women entrepreneurs
• Financing: up to 100% of the project
• Term: up to 5 years
• Interest rate: fixed at 10.6% in MDL or 6.57% in EUR
• Commission: 0,5%
• Benefits: possible exemption from VAT and customs duties for eligible equipment

Example (equipment including VAT) — equipment of MDL 120 000, for 5 years:

• VAT exemption: MDL 20 000 (≈ MDL 4 000 /year)
• total interest: MDL 29 150 (≈ MDL 5 830 /year)
• annual payments: MDL 22 170 (24 000 MDL principal + 5 830 MDL interest – 4 000 MDL VAT exemption)

3) Program 373 — for agricultural entrepreneurs purchasing machinery over 3–4 million MDL or making larger investments.

• Amount: up to MDL 40 000 000
• Financing: up to 100%
• Term: up to 5 years (for machinery)
  • up to 10 years (for construction and renewable energy projects)
• Interest rate (paid by the client): 7% in MDL or 3% in EUR
• Commission: 0,5%
• Direct granting by maib — no waiting time for ODA/OGPAE approvals

Example (tractor in installments):

• MDL: cost MDL 1 000 000, for 5 years
  • total interest: MDL 192 500 (≈ MDL 38 500 /year)
  • annual payments: MDL 238 500 (200 000 MDL principal + 38 500 MDL interest)
• EUR: cost EUR 50 000, for 5 years
  • total interest: EUR 4 125 (≈ EUR 825 /year)
  • annual payments: EUR 10 825 (10 000 EUR principal + 825 EUR interest)

maib partners for agricultural equipment

Agropiese TGR Grup SRL, Emteh-Agro SRL, Ozonteh-Impex SRL, Carvidon-Service SRL, Agro Meșter HD SRL, ATC-Agrotehcomert SA, Agroprofi-Tech SRL, SV-Motogrup SRL, Agrotrac Prim SRL, ÎM Elit-Tehnica SRL, Proteh-Agro SRL, Agrofermotech SRL, SC Tehnosuport SRL, SC Evolar SRL, Estagroteh M SRL, FPC Aprocomteh SRL, Moldagrotehnica SA, SC Basadoro Agroteh SRL, SC Vadalex-Agro SRL, Albilux Prod SRL, Servmixt Agro SRL, Diaztech SRL, Agri Solutions SRL, Europlant SRL, Agrosan Tehno SRL, Manpici SRL, FPC MGM SRL, Vitalitifruct-Grup SRL, General Agroteh SRL, Vitalitifruct-Expo SRL, Eurocar Lux SRL, Agromasina SA, Dilexis SRL, ISP Inter SRL, WT Agroprofi SRL, Dron Assistance SRL, AGRO TOPLAIN SRL, TESCO MARKET SRL, AGRICOS TECH SRL, ATAMAN CLAAS S.R.L., AGRIKA S.R.L., AGRIKA-YTO SRL, Profarm Agro SRL, Ecostup SRL, Agristar Grup SRL, Zincom-Teh SRL, Vatavu Grup S.R.L, Microm Solution SRL, ZOTRANS S.R.L., S.C. AGROSERA-PRIM S.R.L., AGROLANPRIM S.R.L., CONTINENTAL INVEST S.R.L.

Why choose maib

• tailored offers based on client profile (micro-entrepreneurs, young people/women entrepreneurs, large investments)
• ability to combine programs (e.g., FCA + FIDA 8) for maximum efficiency
• fixed interest rates and fast approval procedures

Note: The information provided is for guidance only. The final offer may vary depending on the bank’s evaluation, project eligibility, exchange rate (for EUR), and the applicable regulatory framework. The loan disbursement fee is 0.5% of the loan amount.

How to apply for a loan online

• complete the application online
• coordinate all details remotely with maib and receive a preliminary offer by email
• sign the documents and collect the funds

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