Loans for young people

We support the business of young entrepreneurs
1.5 mil. lei
fixed rates
newly created enterprises
Loans for young people


Are you young, have plenty of ideas and courage? Realize your plans faster than you planned.

Benefit from the loan offer for young people with preferential interest rates and profitably develop your business here, at home.

Purpose: Initiating and developing the business both in agriculture and in other fields of activity:

  • making payments to suppliers, purchasing raw materials, fuel, etc.;
  • purchasing real estate, equipment, machinery, agricultural land, building or repairing warehouses, production areas, greenhouses, equipping cold rooms, connecting to electrical networks and aqueduct, etc.

Amount: up to 1,500,000 lei.

Term: up to 5 years.


  • commission - 0.5% of the approved loan amount;
  • financing of newly created enterprises;
  • grace period up to 12 months - the first year you invest in the business, without paying the loan.


How to apply for an online loan 


Fill in the online form


Coordinate all details remotely with maib. Receive the preliminary offer by email


Sign the necessary documents and take the money


To request the loan tranche or to refund the credit in advance, access the corresponding button


Apply for the loan if:

  • you are between 18 and 35 years old;
  • you have a company where you hold 75% share or you have just set up a company.

commission fees

The interest rate and related fees are set individually when granting the loan depending on your financial profile.

We are waiting for you at MAIB or you can request a call here to establish the offer.


required documents

  • Identity card of the administrator and of the founders;
  • Articles of incorporation of the company;
  • Other documents that the bank may request.

submit your online credit application

fill in the fields below

submit your online credit application

introdu codul OTP primit la numărul de telefon +373

  • step 1 of 2 legal entity data and credit details
  • step of 2
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.


Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.

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