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Universal Agro
Long-term financing for agricultural projects
MDL 1,5 million
10 years
mixed collateral
about
Do you have agricultural work to carry out or investment plans that could help grow your business?
Universal Agro is the solution to make your plans a reality.
Purposes:
- Formation and financing of working capital, including: soil preparation, seeds, feed, crop maintenance, raising and fattening of animals and poultry, harvesting, receipt and processing of production, marketing, etc.;
- Investments in the purchase of machinery, transportation means, equipment, and other business-related assets, as well as construction, acquisition, or repair of business facilities.
Amount: up to MDL 1 500 000.
Repayment term:
- Up to 36 months (for loans granted to finance working capital)
- Up to 60 months (for loans granted for investment purposes)
- Up to 120 months (for loans granted for investments in non-residential property))
Grace period: up to 8 months
Insurance: mixed collateral (real estate and/or movable assets).
How to apply for an online loan
01
Fill in the online form
02
Coordinate all details remotely with maib. Receive the preliminary offer by email
03
Sign the necessary documents and take the money
To request the loan tranche or to refund the credit in advance, access the corresponding button
requirements
Potential beneficiaries:
Commercial companies, agricultural production cooperatives, individual enterprises, private farms,
Individuals with:
- activity based on an entrepreneur’s license
- independent activity registered with the Tax Service (SFS)
- Founder of an individual enterprise (Î.I.) or private farm (G.Ţ.) operating in the agricultural sector and not submitting financial statements to the statistics office,
- Have at least 12 months of experience in the field.
tariffs
The interest rate and associated fees are set individually when the loan is granted, based on your financial profile.
To receive a personalized offer, fill in the fields below, and we will contact you.
required documents
- Identity card of the administrator and founders;
- Incorporation documents of the enterprise;
- Other documents that may be requested by the bank.
frequent questions
When you fill in the loan application, you can also request the pledge registration service through maib.
Registering pledge through maib can only be used complementary to pledged loan applications and cannot be used as a "separate service".
Immediately after confirming the credit request, the documents will be notarized, and on the same day, the balances will be disbursed to the company's account.
- The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
- It is no longer necessary to go to the PSA (Public Services Agency) to submit the documents for registering the pledged asset.
- The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the service of registering the real pledge through maib is 1.000 MDL/ Cadastral number.
A power of attorney is not required to apply for the pledge registration service through maib.
There are no hidden fees for the pledge registration service through maib.
The registration of pledge through maib can only be used complementary to pledged loan applications. It cannot be used as a separate service.
The service is available in all branches of the bank in Chișinău and is in force only for cadastral numbers in Chișinău jurisdiction.
The requirements for registering the pledge through maib:
The service may only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties.
The maximum amount of loan for which the registration service can be used is MDL 3 million.
The price for the pledge registration service through maib is 1.000 MDL/Cadastral number.
The bank can register the mortgage right in the Real Estate Register, and the money will be transferred to the company's account on the same day the application is submitted.
Description:
To simplify financing businesses, we decided to take over some of their responsibilities by launching the pledge registration through maib service.
How it works:
The service implies the registration of the mortgage right in favour of the bank in the Real Estate Register, for loan applications with a pledge of up to 3,000,000 MDL. The commission for this service is 1000 MDL/Cadastral number, regardless of the value of the pledged property.
Fees/Price:
The price for the pledge registration service through maib service is 1.000 MDL/Cadastral number
Benefits:
- The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
- It is no longer necessary to go to the PSA to submit the documents for registering the pledged asset.
- The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the pledge registering service through maib is 1.000 MDL/ Cadastral number.
Requirements:
- The pledge registration service through maib can only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties and not undergoing foreclosure proceedings.
- The maximum amount of loan for which the pledge registration service from maib can be used is 3 million MDL.
- The service is only available in addition to pledged loan applications and cannot be used separately from the loan products offered by maib
submit your online credit application
fill in the fields below
submit your online credit application
introdu codul OTP primit la numărul de telefon +373
- step 1 of 2 legal entity data and credit details
- step of 2
Received!
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.