
gama universal digital

about
The gama universal digital is a digital card with no physical support. The card is issued in a few minutes through the maibank app without coming to the bank.
You get an active digital card in the app in a few clicks that you can immediately add to your Apple Wallet, Google Wallet, and Garmin Pay wallet for payments with your smartphone and smartwatch. For online shopping, you use your card data directly from the app.
Gama universal digital card is a suitable card for shopping lovers, which returns a part of the money spent directly on the account as cashback. It harmoniously combines the benefits of a debit and credit card, providing access to a money reserve that you can use as you please, without interest for up to 60 days.
Important! Currently, digital card is only available to maib customers. To open it, you need the maibank app installed on your phone.
![]() Payment system and card type
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![]() Cashback for any payment
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![]() Free top-up through maib
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![]() Free access to digital services from maibank
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![]() Free top-up of the card through other banks in the Republic of Moldova
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![]() Free card opening and maintenance
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![]() Revolving credit line
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commission fees
Deservirea cardului |
Gratuit
30 MDL/ 1.5 USD/EUR – in other cases |
Issuing/reissuing the card |
Free |
Payments at shops |
Free |
Card top-up through maib |
Free
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Card top-up through other banks |
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Cash withdrawal at maib’s ATM/POS network *depending on the technical capabilities of the ATM/POS terminal |
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Cash withdrawal in other banks subdivisions/ATM/POS network *depending on the technical capabilities of the ATM/POS terminal |
1%+20 MDL/1 EUR/USD
1.5%+60 MDL/3 EUR/USD
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P2P transfer to another bank’s card |
1.5% min 20 MDL /1 EUR/USD
1.5% min 30 MDL/1.5 EUR/USD
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Online and information services |
Free
10 MDL SMS notification |
More details about rates here
frequent questions
You have two ways to get a gama card:
- at the branch, where you must come with the identity card;
- via the maibank mobile app.
In both cases you can request the card to be delivered to any address. The card delivery service is available for the entire territory of the country (except for the locations on the left bank of the Dniester and Bender Municipality).
Procedura de plată cu cardurile gama este similară oricărui card bancar: apropii cardul de terminalul POS și tranzacția e procesată.
The list is available on www.gama.maib.md, Partner section, and in the maibank mobile app, the”Cashback” option in the main menu.
Valoarea chasback-ului variază de la partener la partener și poate constitui de la 3% până la 15% din suma tranzacției. În prezent, rețeaua de parteneri GAMA e formată din peste 1000 de comercianți, ce activează în diferite domenii: HoReCa, sănătate, asigurări, magazine de produse cosmetice, electrocasnice, îmbrăcăminte, librării, stații PECO etc..
How to set the PIN code for your digital card
- Open the maibank app
- Click on the digital card for which you want to set the PIN code
- Select “Set PIN code” from the digital card options
- Enter the four-digit PIN you want to set
- Repeat the PIN
- Confirm through existing authorization methods
- Enter the received password and press "Confirm"
- Congratulations! The PIN has been set.
How to change your digital card PIN if you've forgotten it:
- Open the maibank app
- Click on the digital card
- Select the "Change PIN code" option
- Follow the steps similar to the setup.
The daily PIN setting/change limit is 1 successful attempt per digital card.
For more details, access the Pin by SMS and Assign PIN Service Instructions