maib daily digital

Digital card for every day with simple, advantageous and transparent conditions that is issued directly in the maibank app. Add it to Apple Wallet, Google Wallet or Garmin Pay and pay anywhere: online or offline.
MDL, EUR, USD
free
0 MDL per month
debit
free
free
maib daily digital

about

Maib daily digital is a digital card, without a physical card attached. The card is issued in a few minutes through the maibank app, without coming to the bank.

In a few clicks, you get an active digital card in the app that you can immediately add to your Apple Wallet, Google Wallet and Garmin Pay wallet for payments with your smartphone and smart watch, and for online shopping you use the card data right from the app.

Maib daily digital is a universal card and has all the advantages of the physical maib daily card, being designed for daily online and offline payments, both in the country and abroad.

Important! Currently, the digital card is only available to maib customers. To open it, you need the maibank app installed on your phone.

 

Payment system and card type

  • Mastercard Gold contactless

Destination

  • for daily payments at online merchants using the card data directly from maibank or the physical ones via Appel Wallet, Google Wallet and Garmin Pay

Free card opening and maintenance

  • you benefit from all the card advantages for free right through the maibank app

Free access to digital services from maibank

  • PIN setting/modification directly in the maibank app
  • utilities’ payment
  • p2p transfers from your card to any maib card
  • income and expenditure analysis

Top-up through maib

  • p2p transfers between maib cards
  • ATM and maib branches and agencies

Cash withdrawal

  • at maib contactless ATMs

Free top-up of the card through other banks

  • top-up from the card of other banks in the Republic of Moldova through the p2p service from the maibank app
  • transfers via Visa / Mastercard payment systems (1 per month)
  • interbank transfers in the Republic of Moldova from individuals

Free information services

  • push - notifications in maibank regarding online card operations
  • monthly statement by e-mail
  • balance view in maib ATMs/maib agencies and branches
  • mini-statement in maib ATMs

commission fees

Card maintenance Free
first 3 cards per client
Issuance Free
Payments at shops

Free

in the Republic of Moldova and abroad

Card top-up through maib

Free

  • free P2P transfers between maib cards
  • free account deposits at maib agencies and branches
Card top-up through other banks
  • top-up via p2p from the card of other banks in the Republic of Moldova via maibank - free of charge
  • card transfer via Visa / Mastercard payment systems - 1 per month free, other 0.5%
  • foreign currency transfer via SWIFT - 0,7%
  • bank transfer from the bank/other banks from the Republic of Moldova – 0
Cash withdrawal in maib’s ATM/POS network *depending on the technical capabilities of the ATM/POS terminal
  • 3 MDL/0.15 EUR/USD from the maib ATM equipped with the contactless function
  • 0.3%, maximum 60 MDL/3 EUR/USD at POS-bank terminal in maib agencies and branches
  • 0.3% at maib agencies and branches without the presence of the card (exceptional release)
Cash withdrawal in other banks subdivisions/ATM/POS network *depending on the technical capabilities of the ATM/POS terminal
  • 1%+30 MDL/1.5 EUR/USD
  • from ATMs/subdivisions of banks in the Republic of Moldova
  • 1.5%+60 MDL/3 EUR/USD
  • from ATMs/subdivisions of banks abroad
P2P transfer to another bank's card
  • 1.5% min 20 MDL /1 EUR/USD
  • on the bank card from the Republic of Moldova
  • 1.5% min 30 MDL/1.5 EUR/USD
  • on the card of the bank abroad
Online and information services

Free

  • setting/changing the PIN code in the maibank app
  • chat bot
  • maibank / internet banking
  • push - notification regarding online card operations
  • monthly statement by e-mail
  • balance view in ATMs/maib subdivisions – the first 5 views per month
  • mini-statement in maib ATMs – the first 3 monthly views
  • 10 MDL
  • SMS notification

More details about rates here.

frequent questions

Any maib customer can open a digital card directly from the maibank app. If you are not yet a maib customer, but you want a digital card, we are waiting for you at any maib branch.

Digital cards are issued in a few minutes in the maibank app. To open a digital card, access the app, press the Open a new card button, select the desired digital card and follow the instructions on the screen.

The limits for issuing digital cards are:

  • 4 digital cards daily;
  • 2 cards in MDL, 1 in EUR and 1 in USD daily;
  • 6 digital cards monthly;
  • 20 digital cards annually.

Payments at the POS terminal (shops, restaurants, public transport, etc.) – you pay with your smartphone or smartwatch, adding the digital card to the Apple Wallet, Google Wallet, or Garmin Pay electronic wallet.

Online or in-app payments. You have two options:

  1. use the digital card data available in the maibank mobile app, Card Information section;
  2. select Apple Wallet, Google Wallet or Garmin Pay as your payment method where available.

Yes! After adding the maib digital card to Apple Wallet, Google Wallet or Garmin Pay and setting the PIN code through the maibank app, you can withdraw cash through:

  • maib contactless ATMs;
  • another bank’s ATM equipped with the contactless function;
  • maib POS terminal in agencies and branches (depending on its technical capabilities).

The digital card data is available in the maibank app, Card information section. It contains the following data: name and surname of the holder, card number, CVV code, and validity period.

Blocking or unblocking the digital card is carried out:

  • directly from the maibank app. Go to the Cards section, then Card options, and click on the Block/Unblock button
  • by calling to the Contact Center service at the short number 1313 or +373 22 45 06 03
  • at any maib branch.

A maib card can be permanently blocked in maibank. Definitive blocking stops the calculation of the monthly card administration fee, and to close the account to which the card is attached, you need to come to any maib branch.

If necessary, come to the nearest maib branch, send us a message to the e-mail address info@maib.md or call the Contact Center:

  • 1313 – free calls 24/7 only from the Republic of Moldova;
  • +373 22 45 06 03 - standard rate number, callable from any network abroad.  

Smart Pricing sets certain conditions, the fulfilment of which exempts you from paying the monthly card administration fee. 

Smart Pricing conditions: 
Your card has ZERO lei monthly administration fee if you spend a minimum amount set for each card. 
Monthly payments include purchases at retail locations and online payments through the maibank mobile app or internet banking service (bill payments and services). Monthly payments do not include P2P transfers, cash withdrawals, or other transfers.

  For Smart Pricing, only transactions that are financially settled¹ within the respective month are considered.
¹ Financial settlement refers to the actual debit of funds from your card account following the payment transaction.
The settlement period for card transactions is up to 30 days.
 

How to set the PIN code for your digital card

  • Open the maibank app
  • Click on the digital card for which you want to set the PIN code
  • Select “Set PIN code” from the digital card options
  • Enter the four-digit PIN you want to set
  • Repeat the PIN
  • Confirm through existing authorization methods
  • Enter the received password and press "Confirm"
  • Congratulations! The PIN has been set.
     

How to change your digital card PIN if you've forgotten it:

  • Open the maibank app
  • Click on the digital card
  • Select the "Change PIN code" option
  • Follow the steps similar to the setup.

The daily PIN setting/change limit is 2 successful attempts per digital card.

For more details, access the Pin by SMS and Assign PIN Service Instructions

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