maib freelance digital

Any maib customer can open a digital card directly from the maibank app. If you are not yet a maib customer, but you want a digital card, we are waiting for you at any maib branch.

The digital card has the same advantages as the physical, plastic one, but it is issued exclusively in the maibank app.  Likewise, the card has a number, validity period and CVV code that are always available in the app.

Digital cards are issued in a few minutes in the maibank app. To open a digital card, access the app, press the Open a new card button, select the desired digital card: maib daily digital or maib freelance digital and follow the instructions on the screen.

The following types of digital cards are issued at the moment:

• maib daily digital is the best card for every day. Opening and maintenance are free of charge.
• maib freelance digital - a card intended  for freelancers.

The card opening is free of charge, and the maintenance will be 0 MDL, if the monthly payments exceed 3000 MDL/150EUR/150 USD.

Payments at the POS terminal (shops, restaurants, public transport, etc.) – you pay with your smartphone or smartwatch, adding the digital card to the Apple Wallet, Google Wallet, or Garmin Pay electronic wallet.

Online or in-app payments. You have two options:

1. use the digital card data available in the maibank mobile app, Card Information section;
2. select Apple Wallet, Google Wallet or Garmin Pay as your payment method where available.

Yes! After adding the maib digital card to Apple Wallet, Google Wallet or Garmin Pay and setting the PIN code through the maibank app, you can withdraw cash through:

•  maib contactless ATMs;
• maib ATMs through the cash-by-code service through the maibank app, which will generate the withdrawal code. You enter this code at the maib ATM and withdraw the required amount;
• another bank’s ATM equipped with the contactless function;
• maib POS terminal in agencies and branches (depending on its technical capabilities).

Yes, it is possible.

The digital card data is available in the maibank app, Card information section. It contains the following data: name and surname of the holder, card number, CVV code, and validity period.

Like a regular plastic card, the digital card is valid for 4 years.

Blocking or unblocking the digital card is carried out:

• directly from the maibank app. Go to the Cards section, then Card options, and click on the Block/Unblock button
• by calling to the Contact Center service at the short number 1313 or +373 22 45 06 03
• at any maib branch.

To close a digital card, it is necessary to come to maib.

Of course! Follow the steps bellow:

• Access the maibank app and click on the digital card
• Press the Card information button and click on the "eye" symbol
•  Press the card number and hold for a few seconds
• The message Copied will appear on the screen
• Open the merchant's page and enter the copied data.

If necessary, come to the nearest maib branch, send us a message to the e-mail address info@maib.md or call the Contact Center:

• 1313 – free calls 24/7 only from the Republic of Moldova;
• +373 22 45 06 03 - standard rate number, callable from any network abroad.  

Smart pricing provides certain conditions (collection, payment by card), which are exempt from paying the monthly card administration fee.

Monthly collection on the card means transfers received through the p2p service, transfers from another bank or accounts of other major clients, cash deposits with ATMs or payment terminals.

Monthly payments are commercial point payments online, including via the maibank mobile application or internet banking (payment of bills and services). Monthly payments do not consider p2p transfers, cash withdrawals or other transfers.

Only financial settled transactions¹ in that month are considered in Smart pricing.

¹Financial settlement - actual debiting of money from the card account following a card payment transaction.

The settlement deadline for card transactions is a maximum of 30 days.