Loans for technology in partnerships

legal entities investments Equipment under partnerships

Approval in

2 hours

No pledge

1,5 mln MDL

Early repayment

apply now check the limit

about

Do you want to optimize expenses and increase the yield of fruit or production? Do you feel like you lack effective equipment during high season?

The loan for equipment from the bank's partners is the right solution to expand and grow your business.

Because we understand you, we provide you with the necessary financing to:

purchase combine harvesters, tractors or other high-performance equipment;
implement smart technological solutions;
automate works;
purchase high quality specialized machinery and equipment.

Benefit from the offer, following 3 simple steps:

choose the desired equipment from the partners, which are indicated in the list below;
request a loan from MAIB directly in the partner's store or request the offer online;
loan is approved in 2 hours.

Amount: up to 80% of the project value

Term: up to 60 months

Benefits:

The loan is approved within 2 hours is the simplified package of documents is submitted
1,500,000 lei without collateral;
Early repayment 0%
Grace period up to 8 months
Collateral – the equipment purchased using the loan

How to apply for an online loan

Fill in the online form

Coordinate all details remotely with maib. Receive the preliminary offer by email

Sign the necessary documents and take the money

To request the loan tranche or to refund the credit in advance, access the corresponding button

loan tranche credit refund

requirements

Apply for the loan if you have a company registered according to the legislation in force.

commission fees

The interest rate and related fees are set individually when granting the loan depending on your financial profile.

We are waiting for you at MAIB or you can request a call here to establish the offer.

required documents

Identity card of the administrator and of the founders;
Articles of incorporation of the company;
Other documents that the bank may request.

frequent questions

When you fill in the loan application, you can also request the pledge registration service through maib.
Registering pledge through maib can only be used complementary to pledged loan applications and cannot be used as a "separate service".

Immediately after confirming the credit request, the documents will be notarized, and on the same day, the balances will be disbursed to the company's account.

The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
It is no longer necessary to go to the PSA (Public Services Agency) to submit the documents for registering the pledged asset.
The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the service of registering the real pledge through maib is 1.000 MDL/ Cadastral number.

A power of attorney is not required to apply for the pledge registration service through maib.

There are no hidden fees for the pledge registration service through maib.
The registration of pledge through maib can only be used complementary to pledged loan applications. It cannot be used as a separate service.

The service is available in all branches of the bank in Chișinău and is in force only for cadastral numbers in Chișinău jurisdiction.

The requirements for registering the pledge through maib:

The service may only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties.

The maximum amount of loan for which the registration service can be used is MDL 3 million.

The price for the pledge registration service through maib is 1.000 MDL/Cadastral number.

The bank can register the mortgage right in the Real Estate Register, and the money will be transferred to the company's account on the same day the application is submitted.

Description:
To simplify financing businesses, we decided to take over some of their responsibilities by launching the pledge registration through maib service.

How it works:
The service implies the registration of the mortgage right in favour of the bank in the Real Estate Register, for loan applications with a pledge of up to 3,000,000 MDL. The commission for this service is 1000 MDL/Cadastral number, regardless of the value of the pledged property.

Fees/Price:
The price for the pledge registration service through maib service is 1.000 MDL/Cadastral number

Benefits:

The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
It is no longer necessary to go to the PSA to submit the documents for registering the pledged asset.
The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the pledge registering service through maib is 1.000 MDL/ Cadastral number.

Requirements:

The pledge registration service through maib can only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties and not undergoing foreclosure proceedings.
The maximum amount of loan for which the pledge registration service from maib can be used is 3 million MDL.
The service is only available in addition to pledged loan applications and cannot be used separately from the loan products offered by maib

submit your online credit application

fill in the fields below

step 1 of 2 legal entity data and credit details
step of 2

fiscal code *

company name *

name / surname of the administrator *

administrator IDNP *

administrator's phone number *

amount ^*

currency

Programul de finantare

the purpose of the credit

investment in the business

choose the period

months

from 6 months

to 120 months

i, as administrator, will constitute the surety of the credit

yes

not

i have read and agree to the Security Policy and the Conditions for submitting and reviewing the electronic credit application.

we guarantee the security of the information provided when completing the online request

OTP *

Received!

the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.

Warning!

Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.