Maib, the leading innovator in the banking sector in the Republic of Moldova, announces the launch of a new commercial mortgage product, available in two versions: standard and green. This product is designed to meet the needs of local entrepreneurs, offering a flexible and complete solution for financing commercial, industrial or manufacturing real estate.
Commercial Mortgage from maib is more than a loan, it is a modern financial instrument designed to support the healthy and sustainable growth of businesses, regardless of their field of activity or their development objectives
Two versions, one vision: responsible growth
Customers can choose between:
- standard commercial mortgage – perfect for purchases, construction or reconstruction of traditional commercial premises;
- green commercial mortgage – dedicated to sustainable, energy efficient and environmentally positive projects.
Key product features:
- financing of up to MDL 50 000 000, available in MDL, EUR or USD;
- up to 100% of the project value (excluding VAT), depending on the purpose and guarantees offered;
- intended for: acquisition, construction, finishing, reconstruction of commercial real estate, refinancing of investments in non-residential real estate;
- retroactive financing for investments made in the last 12 months.
Details on the conditions:
for the purchase of commercial/industrial or manufacturing real estate, including land for construction:
- up to 80% of the value of the real estate financed (excluding VAT) - for loans with a term of up to 60 months;
- up to 70% of the value of the real estate financed (excluding VAT) - for loans with a term of more than 60 months;
- up to 100% of the value of the real estate financed - if the client provides additional collateral.
for construction / reconstruction / finishing: up to 100% of the project value (excluding VAT).
Additional advantages for the green option:
- preferential conditions for certified green or energy-efficient projects;
- specialized consultancy for sustainable projects;
- active contribution to the transition to a green economy.
Irina Dănilă, Product Manager, Business Banking Lending Department, maib:
„With the launch of the dual-version commercial mortgage - Standard and Green - maib is reaffirming its commitment to support local entrepreneurship and the transition to a sustainable economy. We want to provide smart financing tailored to today's realities and tomorrow's aspirations and support businesses with yet another sustainable product.”
Commercial Mortgage: fast, online or at any maib branch
- complete your credit application online by visiting the link;
- coordinate all details remotely with maib representatives (by phone, email), after which you will receive the preliminary offer by email;
- apply electronic signature and get your loan quickly and easily.
The Commercial Mortgage from maib is a complete financing solution designed specifically for entrepreneurs who want more: more control, more autonomy and more sustainability in the way they grow their business.
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