Commercial mortgages - standard and green from maib: the complete financial solution for long-term thinking entrepreneurs

Maib, the leading innovator in the banking sector in the Republic of Moldova, announces the launch of a new commercial mortgage product, available in two versions: standard and green. This product is designed to meet the needs of local entrepreneurs, offering a flexible and complete solution for financing commercial, industrial or manufacturing real estate. 

Commercial Mortgage from maib is more than a loan, it is a modern financial instrument designed to support the healthy and sustainable growth of businesses, regardless of their field of activity or their development objectives 

Two versions, one vision: responsible growth 

Customers can choose between: 

• standard commercial mortgage – perfect for purchases, construction or reconstruction of traditional commercial premises; 
• green commercial mortgage – dedicated to sustainable, energy efficient and environmentally positive projects. 

Key product features: 

• financing of up to MDL 50 000 000, available in MDL, EUR or USD; 
• up to 100% of the project value (excluding VAT), depending on the purpose and guarantees offered; 
• intended for: acquisition, construction, finishing, reconstruction of commercial real estate, refinancing of investments in non-residential real estate; 
• retroactive financing for investments made in the last 12 months. 

Details on the conditions: 

for the purchase of commercial/industrial or manufacturing real estate, including land for construction: 

• up to 80% of the value of the real estate financed (excluding VAT) - for loans with a term of up to 60 months; 
• up to 70% of the value of the real estate financed (excluding VAT) - for loans with a term of more than 60 months; 
• up to 100% of the value of the real estate financed - if the client provides additional collateral. 

for construction / reconstruction / finishing: up to 100% of the project value (excluding VAT). 

Additional advantages for the green option: 

• preferential conditions for certified green or energy-efficient projects; 
• specialized consultancy for sustainable projects; 
• active contribution to the transition to a green economy. 

 Irina Dănilă, Product Manager, Business Banking Lending Department, maib: 

„With the launch of the dual-version commercial mortgage - Standard and Green - maib is reaffirming its commitment to support local entrepreneurship and the transition to a sustainable economy. We want to provide smart financing tailored to today's realities and tomorrow's aspirations and support businesses with yet another sustainable product.”  

Commercial Mortgage: fast, online or at any  maib branch

• fill out the loan application online by completing the form below;
• coordinate all details remotely with maib representatives (by phone, email), after which you will receive the preliminary offer by email; 
• apply electronic signature and get your loan quickly and easily. 

The Commercial Mortgage from maib is a complete financing solution designed specifically for entrepreneurs who want more: more control, more autonomy and more sustainability in the way they grow their business. 

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