Credit line for modernizing business from EBRD resources
3 mil. euro
up to 15%
72 months


It supports the business sector, stimulating investments in state-of-the-art technologies, including energy efficiency, business modernization and alignment with EU standards.

Loans from EBRD - EU4Business resources contain a grant component of 10% or 15% of the amount of financing, depending on the complexity of the project and its compliance with EU requirements and standards (see 


  • financing investments for the development/expansion of the business, production volume and capacity,
  • financing projects aiming at energy efficiency, production and use of renewable energies, etc.

Repayment period: up to 72 months.

Loan amount: up to 100% of the cost of the investment project, excluding VAT, up to EUR 3 million.


  • 10% or 15% grant component,
  • grace period,
  • flexibility for various investment needs.

By complying with the terms of the Credit Line, you ensure access to the EU market.


How to apply for an online loan 


Fill in the online form


Coordinate all details remotely with maib. Receive the preliminary offer by email


Sign the necessary documents and take the money


To request the loan tranche or to refund the credit in advance, access the corresponding button


Apply for the loan if you have a company registered according to the legislation in force and the beneficiary must have the means to pay the full amount of VAT and, as appropriate, other sources of financing for project components that are not eligible under the EBRD-EU4Business Program.

commission fees

The interest rate and related fees are set individually when granting the loan depending on your financial profile.

We are waiting for you at MAIB or you can request a call here to establish the offer.


required documents

  • Identity card of the administrator and of the founders;
  • Articles of incorporation of the company;
  • Other documents that the bank may request.

submit your online credit application

fill in the fields below

submit your online credit application

introdu codul OTP primit la numărul de telefon +373

  • step 1 of 2 legal entity data and credit details
  • step of 2
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.


Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.

Acest site folosește cookies. Prin continuarea navigării, îți exprimi acordul asupra folosirii cookie-urilor.