RISP (Rural Investment and Services Project)

500 thousand MDL
7 years
RISP (Rural Investment and Services Project)


The World Bank finances the Rural Investment and Services Project (RISP). It aims to provide long-term support to rural economic sectors.


1. financing medium and long-term investments to support the needs of business development/expansion:

  • purchasing agricultural machinery and equipment,
  • planting perennial plantations,
  • building greenhouses and irrigation systems,
  • livestock formation
  • purchasing food processing equipment,
  • purchasing food packaging equipment,
  • constructing refrigerators for storing fruits and vegetables,
  • constructing and repairing commercial objects,
  • creating bee families,
  • investing in the development of fish farming;
  • investing in any other non-agricultural economic activity, including in agro-industrial, commercial, tourism, handicraft companies, etc.

2. retroactive financing of investments;

3. financing circulating means related to the investment, is accepted in the amount of up to 25% of the loan amount;

4. financing working capital independently of the investment project;

5. financing farmers groups collaborating to participate in the Moldovan Agricultural Competitiveness Project (MAC-P) and other International and State Programs.

Note: In cases of procurement and financing of used equipment (second hand), technical expertise and evaluation are performed to confirm the quality, correspondence and price of the good. Bank specialists or an independent evaluator can perform the evaluation.


  • up to USD 500,000 (available in MDL and EUR);
  • to finance the working capital - up to USD 400,000 (available in MDL and EUR).


  • for investments - up to 7 years;
  • to finance the working capital - up to 4 years.

Grace period:

  • up to 3 years, depending on the type of investment and the estimated cash flow;
  • in case of financing the working capital - up to 12 months.


How to apply for an online loan 


Fill in the online form


Coordinate all details remotely with maib. Receive the preliminary offer by email


Sign the necessary documents and take the money


To request the loan tranche or to refund the credit in advance, access the corresponding button


Eligible customers: enterprises or individual entrepreneurs and legal entities (small and micro-sized enterprises), which carry out an entrepreneurial activity: households, individual enterprises, cooperatives and other enterprises in any organizational-legal form, engaged in production, processing, packaging activities or marketing of agricultural production, or in any other entrepreneurial activities both in the rural area and in the town of Chisinau and town of Balti.

Investments ineligible for financing:

  • purchasing or leasing land, dwelling house or arranging it,
  • refinancing any existing debt,
  • purchasing pesticides,
  • covering expenses for financing the purchase of finished goods for resale.

commission fees

The interest rate and related fees are set individually when granting the loan depending on your financial profile.

We are waiting for you at MAIB or you can request a call here to establish the offer.


required documents

  • Identity card of the administrator and of the founders;
  • Articles of incorporation of the company;
  • Other documents that the bank may request.

submit your online credit application

fill in the fields below

submit your online credit application

introdu codul OTP primit la numărul de telefon +373

  • step 1 of 2 legal entity data and credit details
  • step of 2
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.


Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.

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