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Multiopțional Agro
Financing agricultural projects
MDL 500 thousand
60 months
without collateral
about
Are seasonal agricultural activities costing more than you planned? Do you need financing for business expenses?
The Multioptional – Agro loan is the answer to these questions.
Purpose:
- financing the purchase of raw materials/materials needed for establishing or maintaining agricultural crops;
- financing seasonal work;
- financing harvesting activities;
- financing business expenses.
Amount: up to MDL 500 000
Term:
- up to 36 months for working capital financing;
- up to 60 months for investment purposes and financing business expenses.
Advantages:
- no collateral required;
- fast and simple.
How to apply for an online loan
01
Fill in the online form
02
Coordinate all details remotely with maib. Receive the preliminary offer by email
03
Sign the necessary documents and take the money
To request the loan tranche or to refund the credit in advance, access the corresponding button
requirements
Apply for the loan if you are:
- activity based on an entrepreneur’s license;
- independent activity registered with the Tax Service (SFS);
- Founder of an individual enterprise (Î.I.) or private farms (G.Ţ.) operating in the agricultural sector and not submitting financial statements to the statistics office.
- A micro-enterprise (SRL, ÎI, GŢ) with at least 12 months of experience in the field.
tariffs
The interest rate and related fees are set individually when the loan is granted, based on your financial profile.
required documents
- Identity card of the administrator and founders;
- Incorporation documents of the enterprise;
- Other documents that may be requested by the bank.
frequent questions
When you fill in the loan application, you can also request the pledge registration service through maib.
Registering pledge through maib can only be used complementary to pledged loan applications and cannot be used as a "separate service".
Immediately after confirming the credit request, the documents will be notarized, and on the same day, the balances will be disbursed to the company's account.
- The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
- It is no longer necessary to go to the PSA (Public Services Agency) to submit the documents for registering the pledged asset.
- The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the service of registering the real pledge through maib is 1.000 MDL/ Cadastral number.
A power of attorney is not required to apply for the pledge registration service through maib.
There are no hidden fees for the pledge registration service through maib.
The registration of pledge through maib can only be used complementary to pledged loan applications. It cannot be used as a separate service.
The service is available in all branches of the bank in Chișinău and is in force only for cadastral numbers in Chișinău jurisdiction.
The requirements for registering the pledge through maib:
The service may only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties.
The maximum amount of loan for which the registration service can be used is MDL 3 million.
The price for the pledge registration service through maib is 1.000 MDL/Cadastral number.
The bank can register the mortgage right in the Real Estate Register, and the money will be transferred to the company's account on the same day the application is submitted.
submit your online credit application
fill in the fields below
submit your online credit application
introdu codul OTP primit la numărul de telefon +373
- step 1 of 2 legal entity data and credit details
- step of 2
Received!
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.