gama premium
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Oferta noastră
The mandatory monthly payment indicated is equivalent to a maximum mandatory monthly payment, in case of raising the full Loan Limit.
Acest credit implică răspunderea ta juridică și trebuie să fie restituit. Verifică-ți capacitatea de plată înainte de a semna contractul de credit.
the amount shown is indicative and does not represent a contractual commitment by maib
about
Gama card, which includes gama premium, is the perfect travel card package that offers cashback for home and abroad payments. The card provides unlimited and free access to the Loungekey and halls in international airports, as well as premium travel insurance. It harmoniously combines the benefits of a debit and credit card, providing access to a money reserve you can use at your leisure, with no interest rate of up to 60 days.
Payment system, card type and currency
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Cashback on all payments
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You have 5 ways to pay the monthly instalments:
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Revolving
Monthly payments
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Free card supply via other banks in the Republic of Moldova
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Free issue, maintenance and delivery of the card
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Premium travel insurance and service
To benefit from this advantage, the following conditions must be met
About LoungeKey More details about Lounge Key? Costuri The cardholder has free access to LoungeKey. Your accompanying persons will constitute - 32 USD. |
calculation example
If you receive your salary/pension on a maib card, for a credit line of 50 thousand MDL, granted for 5 years. In that case, the maximum possible monthly payment is 3 115.75 MDL with an EAR (annual percentage rate) for the credit used of 15.5%. The total amount payable (amount of credit + all related costs) is 61 542.27 MDL.
If you receive your salary/pension on a card issued by another bank for a credit line of 50 thousand MDL, granted for 5 years. In that case, the maximum possible monthly payment is 3 179.45 MDL with an EAR (Annual Percentage Rate of Interest) for the credit used 17.23%. The total amount payable (amount of credit + all related costs) is 62 736.26 MDL.
rates
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Card maintenance |
Free
100 MDL/ 5 USD/EUR- in other cases |
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Card issue/ reissue |
Free upon expiry of the validity term
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Payments in shops |
Free
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| Suppling the card through maib |
Free
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Suppling the card through other banks |
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Cash withdrawal in maib |
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Cash withdrawal in other banks |
1%+30 MDL/ 1.5 EUR/USD
Free
1.5%+ 60 MDL/ 3 EUR/USD
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p2p transfer to the card of another bank |
1.5% min 20 MDL /1 EUR/USD
1.5% min 30 MDL/1.5 EUR/USD
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Online and information service |
Free
15 MDL
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Lounge Key Mastercard Business Lounge |
Free and unlimited for the cardholder
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Card delivery |
Free
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| Interest for using credit resources outside the grace period |
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Further information on rates here.
required documents
To obtain gama premium, you only need an identity card.
*Bank reserves the right to request supporting documents regarding your income in order to meet the prudential requirements specific to the banking activity.
For more detail about premium card services, please follow the link
General banking conditions for individuals within BC "MAIB" SA
general credit terms and conditions
frequent questions
Gama premium is tailored to your lifestyle and is perfect for you if you travel a lot. In particular:
- you benefit from the loyalty program that provides cashback for card payment in the country and abroad
- if you need more money than you have on your account, you can easily turn it into a credit card by requesting the opening of a revolving line (re-usable) in the amount up to 350 thousand lei
- you can supply the card for free from the card accounts issued by other commercial banks in Moldova
- the card provides comfort and relaxation between flights, as you have access to Key Lounge/ Mastercard Lounge areas at international airports
You have two ways to get a gama premium card:
- at the branch, where you must come with the identity card;
- via the maibank mobile app
The list is available on www.gama.maib.md, Partner section, and in the maibank mobile app, the”Cashback” option in the main menu.
You have two ways to get a gama premium card:
- via the maibank mobile app, up to 50 000 lei;
- at the branch, where you must come with the identity card, up to 350 000 lei.
It is an amount of money granted by the bank on your maib gama card that you can benefit from at any time with the possibility of withdrawing and reimbursing the funds used, without paying interest during the grace period.
The active period is the period of 24 months, during which the debtor can dispose of the credit line in full, with the possibility of repeated use of the funds, in case of repayment by the debtor.
The passive period is the period of 36 months during which the debtor cannot dispose of the credit line, having the obligation to supply the account with the minimum amounts for repayment, according to the mandatory monthly payments, or the full repayment of the used credit limit.
The customer may end up in the passive period in case of failure to meet the eligibility criteria for the extension for a new period of use. When: After the 24-month active period expires.
take the first step
fill in the fields and we will contact you
- step 1 of 2 personal data
- step 2 of 2 OTP signing
sign with OTP
to confirm, enter the 6-digit code received via SMS to the number +373
Attention! Applications are processed Monday to Saturday. Monday-Friday 09:00-20:00 / Saturday 09:00-18:00