gama universal
Includes everything you need even more, saving you some of the money you spend in the form of cashback
up to 15%
0 MDL/ monthly
free of charge
debit/credit
up to 350 thousand lei
period up to 60 days
About
Gama card, which includes gama universal, is the best card package for shopping lovers, which returns some of the money spent directly on your account in the form of cashback. It harmoniously combines the benefits of a debit card, providing access to a reserve of money you can use at your leisure, with no interest rate up to 60 days.
Payment system and card type
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Cashback for any payment
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Free of charge maib suppling
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Free access to digital services in maibank
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Free supply of the card through other banks in the Republic of Moldova
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Free of charge issue and servicing
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Revolving
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Rates
Further information on rates here |
Required documents
To obtain gama universal you only need the identity card.
*Bank reserves the right to request supporting documents regarding your income to meet banking-specific prudential requirements.
General banking conditions for individuals within BC "MAIB" SA here.
frequent questions
You have two ways to get a gama card:
- at the branch, where you must come with the identity card;
- via the maibank mobile app.
In both cases you can request the card to be delivered to any address. The card delivery service is available for the entire territory of the country (except for the locations on the left bank of the Dniester and Bender Municipality).
The list is available on www.gama.maib.md, Partner section, and in the maibank mobile app, the”Cashback” option in the main menu.
The cashback value varies from partner to partner and can amount from 3% to 15% of the transaction amount. Today, the range partners network consists of over 350 traders, active in various areas: HoReCa, Health, Insurance, Cosmetics, household appliances, clothing, libraries, PECO stations, etc.
Smart pricing provides certain conditions (collection, payment by card), which are exempt from paying the monthly card administration fee.
Monthly collection on the card means transfers received through the p2p service, transfers from another bank or accounts of other major clients, cash deposits with ATMs or payment terminals.
Monthly payments are commercial point payments online, including via the maibank mobile application or internet banking (payment of bills and services). Monthly payments do not consider p2p transfers, cash withdrawals or other transfers.
Only financial settled transactions¹ in that month are considered in Smart pricing.
¹Financial settlement - actual debiting of money from the card account following a card payment transaction.
The settlement deadline for card transactions is a maximum of 30 days.
