gama universal

You have two ways to get a gama card:

• at the branch, where you must come with the identity card;
• via the maibank mobile app.

In both cases you can request the card to be delivered to any address. The card delivery service is available for the entire territory of the country (except for the locations on the left bank of the Dniester and Bender Municipality).

The list is available on www.gama.maib.md, Partner section, and in the maibank mobile app, the”Cashback” option in the main menu.

The cashback value varies from partner to partner and can amount from 3% to 15% of the transaction amount. Today, the range partners network consists of over 1000 traders, active in various areas: HoReCa, Health, Insurance, Cosmetics, household appliances, clothing, libraries, PECO stations, etc.

Smart Pricing sets certain conditions, the fulfilment of which exempts you from paying the monthly card administration fee. 

Smart Pricing conditions: 
Your card has ZERO lei monthly administration fee if you spend a minimum amount set for each card. 
Monthly payments include purchases at retail locations and online payments through the maibank mobile app or internet banking service (bill payments and services). Monthly payments do not include P2P transfers, cash withdrawals, or other transfers.

  For Smart Pricing, only transactions that are financially settled¹ within the respective month are considered.
¹ Financial settlement refers to the actual debit of funds from your card account following the payment transaction.
The settlement period for card transactions is up to 30 days.
 

You have two ways to get a gama universal card:

• via the maibank mobile app, up to 50 000 lei;
• at the branch, where you must come with the identity card, up to 350 000 lei.

It is an amount of money granted by the bank on your maib gama card that you can benefit from at any time with the possibility of withdrawing and reimbursing the funds used, without paying interest during the grace period.

The active period is the period of 24 months, during which the debtor can dispose of the credit line in full, with the possibility of repeated use of the funds, in case of repayment by the debtor.

The passive period is the period of 36 months during which the debtor cannot dispose of the credit line, having the obligation to supply the account with the minimum amounts for repayment, according to the mandatory monthly payments, or the full repayment of the used credit limit.

The customer may end up in the passive period in case of failure to meet the eligibility criteria for the extension for a new period of use. When: After the 24-month active period expires.