gama premium digital

individuals digital cards gama premium digital

up to

15% cashback

from

0 MDL/ monthly

top up

free

card type

debit/credit

credit limit up to

350 thousand MDL

grace period

up to 60 days

compare cards www.gama.maib.md

about

The gama premium digital with no physical support, issued in a few minutes using the maibank app, without having to visit the bank. It is the ideal travel package, offering cashback for national and international payments, free unlimited access to LoungeKey at international airports, and premium travel insurance.
The combined benefits of a debit and credit card give you access to a cash reserve that you can use interest-free for up to 60 days.
You can get your card active with a few clicks in maibank and immediately add it to your Apple Wallet, Google Wallet and Garmin Pay wallet for payments with your phone or smartwatch, and use your card details directly from maibank for online purchases.
Take into account that the digital card is currently only available to maib customers and requires the maibank app to be installed on your phone.

Payment system, card type and currency

Mastercard Platinum
debit/ credit card
currency: MDL/EUR/USD

Cashback on all payments

up to 15% cashback from maib gama
0.5% guaranteed cashback from maib
cashback abroad from Mastercard partners

Free card top up via other banks in the Republic of Moldova

top up from the card of other banks in the Republic of Moldova through the p2p service in themaibank
transfers via Visa/ Mastercard payment systems
interbank transfers in the Republic of Moldova

Free cash withdrawal abroad

once a month at any ATM abroad

Free top up through maib

p2p transfers between maib cards
- at maib ATMs through the cash in by code service (in MDL, by entering the special code generated in the maibank app)
- at maib ATMs through the cash in cardless service (MDL, USD or EUR, with the entry of the 16-digit card number)
ATM and self –service terminals or at maib branches and agencies

Free issue and maintenance of the card

it opens inmaibank
free maintenance for over 10000 MDL monthly payments

Revolving

from 3 to 350 thousand MDL
up to 60-day grace period
the cashback amount is automatically transferred to repay the credit debt
no less than 5% of the recorded debt balance at the end of the previous month and the interest calculated on the amount of the loan used shall be reimbursed monthly
the credit line is granted for 60 months and is automatically extended

Free access to mаibank digital services

set/change PIN directly in the maibank app (without reissuing the card if PIN forgot)
*the daily PIN setting/modification limit is 2 successful attempts per digital card
payment of utilities
p2p transfers from your card to any maib
income and expenses overview

Premium travel insurance and service

emergency medical insurance with no deductible
insurance for accompanying persons in case of hospitalisation
24/7 support from a global assistance company
more details

More than 1000 business lounges worldwide!

To access the lounge, you must have an active and valid gama premium card, your boarding pass and an ID document.

About LoungeKey

More details about Lounge Key?

Costuri

The cardholder has free access to LoungeKey. Your accompanying persons will constitute - 32 USD.

Benefits of LoungeKey app

you get a QR code, which can be used to enter the lounge in place of a card;
find out where the lounge is located in a particular airport;
check the availability of an airport lounge;
find out how to get to each lounge, about facilities, opening hours and other details;
what are the conditions for entry to the LoungeKey for both the cardholder and accompanying persons, including children.

rates

Card maintenance	Free for monthly payments from 10 000 MDL/ 500 EUR/USD (Smart Pricing) 100 MDL/ 5 USD/EUR- in other cases
Card issue/ reissue	Free
Payments in shops	Free in the Republic of Moldova and abroad
Card top up through maib	Free P2P transfers with maib cards account top up via contactless ATMs cash-in by code service (MDL, USD or EUR, by entering the 16-digit card number) cardless cash-in service (in MDL, by entering the special code, generated in the maibank mobile app) account top up at self-service terminals and maib branches
Card top up through other banks	top up through p2p srvice from the card to other banks in the Republic of Moldova through maibank- free transfer to card through Visa/ Mastercard payment systems- 1 per month - free, other 0.5% currency transfer via SWIFT- 0.7% interbank transfers from maib/ other banks in the Republic of Moldova-free
Cash withdrawal in maib (depending on the technical capabilities of the ATM/POS-terminal)	maib ATMs through the cash by code service 3 MDL contactless maib ATMs in MDL 0.15 EUR/USD maib contactless ATMs in EUR/USD (card account currency does not differ from withdrawal currency) 1% contactless maib ATMs in EUR/USD (card account currency differs from withdrawal currency) 1% max 200 MDL/ 10 EUR/USD at POS-terminal in maib subdivisions 1% max 200 MDL/ 10 EUR/USD in maib subdivisions without presence of card
Cash withdrawal in other banks (depending on the technical capabilities of the ATM/POS-terminal)	1%+30 MDL/1.5 EUR/USD ATMs/ branches of banks in the Republic of Moldova 1.5%+ 60 MDL/ 3 EUR/USD ATMs/ branches of foreign banks
p2p transfer to the card of another bank	1.5% min 20 MDL /1 EUR/USD on the card of the bank from the Republic of Moldova 1.5% min 30 MDL/1.5 EUR/USD on the foreign bank card
Online and information service	Free set/change PIN code* directly in the maibank app (without reissuing the card if the PIN has been forgotten) Daily PIN set/change limit is 2 successful attempts per digital card Chat-bot Mobile banking/ internet banking Push-Online card operation notification Changing the PIN-code in the maib ATMs View the balance in ATMs/ maib branches- the first five views per month Mini-bank statement in maib ATMs- the first three views per month 10 MDL SMS- notification

Further information on rates here

PIN-code setting

How to set the PIN code for your digital card

Open the maibank app
Click on the digital card for which you want to set the PIN code
Select “Set PIN code” from the digital card options
Enter the four-digit PIN you want to set
Repeat the PIN
Confirm through existing authorization methods
Enter the received password and press "Confirm"
Congratulations! The PIN has been set.

How to change your digital card PIN if you've forgotten it:

Open the maibank app
Click on the digital card
Select the "Change PIN code" option
Follow the steps similar to the setup.

The daily PIN setting/change limit is 2 successful attempts per digital card.

For more details, access the Pin by SMS and Assign PIN Service Instructions

frequent questions

You have two ways to get a gama premium card:

via the maibank mobile app

The payment procedure with the gama cards is similar to any bank card: you put the card near the POS terminal and the payment is processed.

The list is available on the website www.gama.maib.md, as well as in the maibank mobile app, "Cashback" option in the main menu.

The amount of the cashback depends on the partner and can range from 3% to 15% of the transaction amount. The partner network currently consists of more than 1000 retailers in various sectors: HoReCa, health, insurance, cosmetics, household appliances, clothing, bookshops, PECO stations, etc.