gama premium digital

The perfect travel card that offers you up to 15% cashback on national and international payments, free access to LoungeKey airport and travel insurance. Open the card directly in maibank and add it to Apple Wallet, Google Wallet or Garmin Pay to pay online or in shops
15% cashback
0 MDL/ monthly
350 thousand MDL
up to 60 days
gama premium digital


The gama premium digital with no physical support, issued in a few minutes using the maibank app, without having to visit the bank. It is the ideal travel package, offering cashback for national and international payments, free unlimited access to LoungeKey at international airports, and premium travel insurance.
The combined benefits of a debit and credit card give you access to a cash reserve that you can use interest-free for up to 60 days.
You can get your card active with a few clicks in maibank and immediately add it to your Apple Wallet, Google Wallet and Garmin Pay wallet for payments with your phone or smartwatch, and use your card details directly from maibank for online purchases.
Take into account that the digital card is currently only available to maib customers and requires the maibank app to be installed on your phone.


Payment system, card type and currency

  • Mastercard Platinum
  • debit/ credit card
  • currency: MDL/EUR/USD

Cashback on all payments

  • up to 15% cashback from maib gama
  • 0.5% guaranteed cashback from maib
  • cashback abroad from Mastercard partners

Free card top up via other banks in the Republic of Moldova

  • top up from the card of other banks in the Republic of Moldova through the p2p service in themaibank
  • transfers via Visa/ Mastercard payment systems
  • interbank transfers in the Republic of Moldova

Free cash withdrawal abroad

  • once a month at any ATM abroad

Free top up through maib

  • p2p transfers between maib cards
  • ATM and maib branches and agencies

Free issue and maintenance of the card

  • it opens inmaibank
  • free maintenance for over 10000 MDL monthly payments


  • from 3 to 350 thousand MDL
  • up to 60-day grace period
  • the cashback amount is automatically transferred to repay the credit debt
  • no less than 5% of the recorded debt balance at the end of the previous month and the interest calculated on the amount of the loan used shall be reimbursed monthly
  • the credit line is granted for 60 months and is automatically extended

Free access to mаibank digital services

  • set/change PIN directly in the maibank app (without reissuing the card if PIN forgot)
    *the daily PIN setting/modification limit is 2 successful attempts per digital card
  • payment of utilities
  • p2p transfers from your card to any maib
  • income and expenses overview

Premium travel insurance and service

  • emergency medical insurance with no deductible
  • insurance for accompanying persons in case of hospitalisation
  • 24/7 support from a global assistance company   
  • more details

More than 1000 business lounges worldwide!

To access the lounge, you must have an active and valid gama premium card, your boarding pass and an ID document.

About LoungeKey

More details about Lounge Key?


The cardholder has free access to LoungeKey. Your accompanying persons will constitute -  32 USD.

Benefits of LoungeKey app

  • you get a QR code, which can be used to enter the lounge in place of a card;
  • find out where the lounge is located in a particular airport;
  • check the availability of an airport lounge;
  • find out how to get to each lounge, about facilities, opening hours and other details;
  • what are the conditions for entry to the LoungeKey for both the cardholder and accompanying persons, including children.


Card maintenance


  • for monthly payments from 10 000 MDL/ 500 EUR/USD (Smart Pricing)

100 MDL/ 5 USD/EUR- in other cases

Card issue/ reissue


Payments in shops

in the Republic of Moldova and abroad

Card top up through maib


  • P2P transfers with maib cards
  • account top up at maib branches

Card top up through other banks

  • top up through p2p srvice from the card to other banks in the Republic of Moldova through maibank- free
  • transfer to card through Visa/ Mastercard payment systems- 1 per month - free, other 0.5%
  • currency transfer via SWIFT- 0.7%
  • interbank transfers from maib/ other banks in the Republic of Moldova-free

Cash withdrawal in maib

(depending on the technical capabilities of the ATM/POS-terminal)

  • 3 MDL contactless maib ATMs in MDL
  • 0.15 EUR/USD maib contactless ATMs in EUR/USD (card account currency does not differ from withdrawal currency)
  • 1% contactless maib ATMs in EUR/USD (card account currency differs from withdrawal currency)
  • 1% max 200 MDL/ 10 EUR/USD at POS-terminal in maib subdivisions
  • 1% max 200 MDL/ 10 EUR/USD in maib subdivisions without presence of card

Cash withdrawal in other banks

(depending on the technical capabilities of the ATM/POS-terminal)

1%+30 MDL/1.5 EUR/USD

  • ATMs/ branches of banks in the Republic of Moldova

1.5%+ 60 MDL/ 3 EUR/USD

  • ATMs/ branches of foreign banks

p2p transfer to the card of another bank

1.5% min 20 MDL /1 EUR/USD

  • on the card of the bank from the Republic of Moldova

1.5% min 30 MDL/1.5 EUR/USD

  • on the foreign bank card

Online and information service


  • set/change PIN code* directly in the maibank app (without reissuing the card if the PIN has been forgotten)
  • Daily PIN set/change limit is 2 successful attempts per digital card
  • Chat-bot
  • Mobile banking/ internet banking
  • Push-Online card operation notification
  • Changing the PIN-code in the maib ATMs
  • View the balance in ATMs/ maib branches- the first five views per month
  • Mini-bank statement in maib ATMs- the first three views per month

10 MDL

  • SMS- notification

Further information on rates here

PIN-code setting

How to set the PIN code for your digital card

  • Open the maibank app
  • Click on the digital card for which you want to set the PIN code
  • Select “Set PIN code” from the digital card options
  • Enter the four-digit PIN you want to set
  • Repeat the PIN
  • Confirm through existing authorization methods
  • Enter the received password and press "Confirm"
  • Congratulations! The PIN has been set.

How to change your digital card PIN if you've forgotten it:

  • Open the maibank app
  • Click on the digital card
  • Select the "Change PIN code" option
  • Follow the steps similar to the setup.

The daily PIN setting/change limit is 2 successful attempts per digital card.

For more details, access the Pin by SMS and Assign PIN Service Instructions

frequent questions

You have two ways to get a gama premium card:

  • via the maibank mobile app

The payment procedure with the gama cards is similar to any bank card: you put the card near the POS terminal and the payment is processed.

The list is available on the website, as well as in the maibank mobile app, "Cashback" option in the main menu.

The amount of the cashback depends on the partner and can range from 3% to 15% of the transaction amount. The partner network currently consists of more than 1000 retailers in various sectors: HoReCa, health, insurance, cosmetics, household appliances, clothing, bookshops, PECO stations, etc.

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