Visa Platinum Business

Premium solutions for successfull businesses
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Visa Platinum Business

about

Visa business Platinum  is a premium card for businesses.

It is ideal for those who often send their employees on business trips, organize business meetings such as business lunches with partners in restaurants, spend a high amount and are accustomed to exceptional convenience. The card is easy to use and gives the cardholder access to additional privileges and benefits from Visa.

Rates:

: 150 MDL / 7 USD / 7 EUR
*Free of charge for purchases of 20 000 MDL/ 1 000 EUR/1 000 USD.

Check the list of current rates.

Visa business Platinum:

  • Has all the functionality of a physical card.
  • It is more convenient to keep on your smartphone.
  • Validity period: 4 years.
  • 0% fee when topping up card account via ATM or bank transfer.
  • Control over payments made by setting spending limits for cardholders.
  • Elimination of advance statements to employees.
  • Cash withdrawals abroad: up to 1000 EUR/USD, 20 000 MDL monthly - free.
  • Safety and security:
    • security by reducing the risk of cash handling;
    • payments with the Google Wallet, Apple Wallet, Garmin Pay e-wallets;
    • secure internet shopping thanks to 3D Secure;
    • GCAS (Global Customer Assistance Services) - Visa's Global Customer Assistance Service, emergency cash release service, blocking and replacing lost and stolen cards.
The deposits of individuals and legal entities are guaranteed up to the coverage level of MDL 200,000. More details here.

business card delivery

Maib team is pleased to announce the launch of our business card delivery service.

What are the benefits for the client?

  1. Maximum convenience: You no longer need to visit our branches to pick up your business card. We make sure it arrives directly at the office.
  2. Time-saving: Time is precious in the business world, and with our delivery service, you save time that you can use to focus on developing your company.
  3. Security and confidentiality: We deliver business cards securely and confidentially, protecting throughout delivery.

How does it work?

  1. Place your order: Come to any maib branch and order a business card.
  2. Choose the address: Indicate the address (office address, home address) where you want the delivery to be made.
  3. Schedule the delivery: Choose a convenient date and time for delivery.
  4. Receive the card: Don't worry, you will soon receive your business card.

We're here to make running your business as simple and efficient as possible.

benefits

 

Concierge VISA

Available 24/7 via WhatsApp, Telegram and Viber, this service provides professional assistance with legal advice, travel arrangements, restaurant bookings, taxi calls, entertainment and more. Access the service via our chatbot.

Contact Visa Concierge Service:

  • Phone: +38 044 300 0507
  • Email: visa@concierge.link

VIP Express Lounge

With VIP Express Lounge, you can quickly handle your formalities, enjoy a stress-free transfer from the plane to the terminal, and receive personalized assistance. Go to the special offer here

Airport Priority Service - Fast Track International

Enjoy this free service until 31.12.2024. This priority service allows cardholders to go through airport formalities quickly, including check-in, luggage, security checks and passport control, saving time at international airports. Conditions and validity of the offer can be found here.

Cashback on Hotel Bookings

Receive up to 6% cashback on bookings through Booking.com, one of the world's leading online travel platforms with over 28 million accommodation options. Cashback is credited to the currency of your card account. Conditions and validity of the offer can be found here.

Insurance

We offer full insurance cover for:

  • Flight delay: up to $500
  • Luggage delay: up to $250
  • Medical expenses: up to $50,000
  • Emergency dental care: up to $1,000
  • Evacuations and repatriations: up to $500,000
  • Loss of personal property: up to $700
  • Accident: up to 100.000$

The insurance period is 90 days for one travel, but not more than 183 days in a year. If a trip takes more than 90 days, it will be considered completely uninsured.

More details about the types of insurance, terms and general conditions can be found here.

Insurance certificates and insurance contract can be downloaded after registering your Visa card here.

For insurance claims, please contact:

Visa Concierge Service:

The insurance company:

  • Phone: +48 224 879 848 • Email: visaclaims@crawco.pl

 

Platinum Business Cards Internal Fraud Protection Insurance

What does it cover?

  • Unauthorized expenses on the corporate card that are unrelated to company business.
  • Covers unauthorized payments made up to 136 days prior to fraud discovery.

How to file a complaint?

  1. Reporting fraud:
  • If you suspect a fraud, call 0207 528 4642 (English).
  1. Submit your complaint:
  1. Providing evidence:
  • You have 45 days to provide comprehensive evidence of the losses.
  • Once the claim form is completed and submitted, no additional information from the claimant is required.

This insurance helps the company recover losses caused by unauthorized use of Platinum Business cards by employees. For more details, click here.

Discount on car rental

Renting a car is now even easier. To unlock a 10% discount, simply pay for your rental with a Visa Platinum Business card at Rentalcars.com.

How it works:

 

Access to Lounge Key

Conditions and validity of the offer can be found here

Special offers for small businesses from Visa partners

Whatever stage your business is at, you will receive expert assistance. Check out the offers below from our partners for website creation, online sales development, cashless payment acceptance, marketing and other offers. Read more here.

frequent questions

The issuance of Visa business Platinum cards for legal entities is accessible to existing customers of the bank, through maib branches. The right to apply for the issuance of business card is reserved exclusively for the authorised person of the legal entity (Administrator).

You can set the PIN code at any maib ATM, POS terminal in the branch or directly in the maibank app.

How to set or change the PIN code online for your business card through maibank?

  • Access the maibank app;
  • Choose the business card for which you want to configure the PIN;
  • Select the "Set PIN code" option from the card menu;
  • Enter a four-digit PIN code that you want;
  • Repeat the new PIN code for confirmation;
  • Complete the process through standard authorization methods.

The card with physical support will be active after setting the PIN code in maibank.

If you have forgotten/lost the set PIN, change the PIN code in maibank without reissuing the card. For this, select the "Change PIN code" option from the card options and follow the steps similar to the settings.

The use of the card for making payments, with the physical insertion of the card in the POS terminal, will be possible only after a successful transaction with contact at any maib ATM (physical insertion in the ATM) and confirmation with the new PIN code set in maibank (e.g. Balance check, Cash withdrawal).

Activating the card via ATM and POS terminal:

To set the PIN code, you need the activation code, which you will automatically receive via SMS from the short number 6242 on the 3rd day after the card is issued.

The PIN is set, and the card is activated at maib ATMs or POS terminals in maib branches/agencies.

To set the PIN at maib ATMs, do the following:

  • Insert the card into the ATM and select the language;
  • Enter and confirm the activation code received via SMS from the short number 6242;
  • Set the PIN and repeatedly confirm the entered PIN;

After setting the PIN, the card is automatically activated.

To set the PIN at POS terminals in maib branches/agencies, follow the instructions of the bank employee:

  • enter the PIN code you want  and confirm;
  • reenter the PIN code desired and confirm;
  • enter the activation code received by SMS and confirm.

After setting the PIN, the card is automatically activated.

If you lost or did not receive the SMS with the activation code from the short number 6242, you can request the Activation Code using one of 3 ways:

  • Send an SMS from the phone number to the short number 6242, indicating the last 4 digits of the card. The SMS must not contain spaces and characters other than the last 4 digits of the card or
  • Select the "Activation code" function in the maibank app and indicate the phone number* and the last 4 digits of the card you own. This is the case for new customers - cardholders of the Bank or
  • Select the inactive card from the list of cards in the maibank app. This is for existing customers - cardholders.

Changing the phone number to which the SMS with the Activation Code is sent can only be done at bank branches upon your request.

Receiving the activation code and requesting the activation code is carried out using the phone number indicated in the profile of the designated holder whose name the card is issued in the bank's system.

Free topping up methods:

  • At maib CDM terminals: for those authorised to deposit cash, according to the specimen signature sheet (with first and second signature rights).
  • 24/7, prin internet ba 24/7, via internet banking, the funds will be credited to the account balance on the next working day after the transaction is made.
  • At any maib cash-in ATM: using the physical card, with immediate access to the cash received, but which will be credited to your account balance the next working day.
  • At maib cash desks: with ID for those authorised to deposit cash, the money will be credited immediately.
  • By bank transfer to the card account.

Withdrawal methods:

  • Without using the physical card: at any maib ATM, equipped with NFC technology, via Google Wallet, Apple Wallet, or Garmin Pay.
  • Without using the physical card: at POS terminals at bank cash desks, via Google Wallet, Apple Wallet, Garmin Pay.
  • Using the physical card: insert the card into the ATM or touch the card to the NFC indicator if the ATM is equipped with this technology.
  • Money transfer from your card account via payment order.

Through internet banking, you can access information about the status of your card account and a wide range of banking services: e-statements, payment processing, exchange rate information, payment history, etc. The maib business app provides real-time access to your company accounts with maximum flexibility and security.

The following operations can be performed from the app:

  1. Payment of public services, fees, charges, fines and other taxes to the national public budget through the Government Electronic Payment Service (MPay);
  2. Signing payments;
  3. Viewing balances and statements for each card;
  4. Receive notifications for all payments made;
  5. Obtaining and sharing bank requests;
  6. Information about the status and expiry date of a card.

Activate SMS notifications - you will be constantly informed about the status of transactions, deposits and withdrawals on your card.

The maib business bot allows you to access account status information and receive transaction notifications from Telegram or Viber. You can also view the balance and statement for any available company account.

For immediate assistance, you can call 1314.

Starting from February 1, 2025, the national legislation regarding strict customer authentication will take effect. The key changes are as follows:

  1. For payments at merchants by presenting the business card: If you make more than five consecutive payments without entering the PIN, the PIN will be required on the sixth payment.
  2. For cumulative payments: If the transactions between two strict authentications exceed 2000 MDL (or the equivalent in foreign currency), you must enter the PIN for the next payment.
  3. For payments via electronic wallets (Apple Pay, Google Pay, Garmin Pay): There are no changes, and entering the PIN is not required.

If you encounter difficulties at the POS, we recommend asking the operator to repeat the transaction by inserting the card or paying via the electronic wallet.

 

Special price access to VIP Express Lounge at the International Airport

Leave the hustle and bustle behind as you step into the airport. With your Visa Platinum Business card, you can access the VIP Express Lounge, where peace, comfortable seating, and a refreshing drink await – perfect for a relaxing session before your flight. No queues, no noise – just a best experience created especially for premium clients.

With VIP Express Lounge, you can quickly handle your formalities, enjoy a stress-free transfer from the plane to the terminal, and receive personalized assistance. Your journey begins with Visa Platinum Business.

What’s included with the VIP Express Lounge service?

Arrival services:

  • Personalized greeting at the aircraft door;
  • Private transfer to the VIP Lounge;
  • Fast-track passport control and security check;
  • Access to the VIP Lounge: a comfortable space to relax;
  • Assistance with luggage to your vehicle.

Departure services:

  • Greeting at the VIP Lounge 2 hours before your flight;
  • Individual check-in and luggage registration support;
  • Priority passport and security check;
  • Relaxation in the VIP Lounge before boarding;
  • Private transfer to the aircraft.

Special benefits for Visa Platinum Business cardholders:

  • 4 vouchers per year, each worth 20 euros.

How to enjoy VIP Express Lounge?

  1. Contactați chatbotul Visa Concierge.
  2. Provide your travel details.
  3. Make the payment via a secure link.
  4. Receive your VIP Express Chișinău vouchers and usage instructions.

This offer is valid until September 30, 2025, for Visa Platinum Business cards with a minimum transaction of 20 MDL in the last 35 days, excluding the last 5 days before departure or arrival.

For Visa Platinum Business cardholders, access to the business lounge areas in airports, including Chisinau International Airport, is possible in the following ways:

  1. DragonPass

  1. Visa Airport Companion

  • Download the Visa Airport Companion app from the App Store or Play Market.
  • Register your eligible Visa Premium cards in the app.
  • Find the lounge you want access to and press the “Walk In” button.
  • Press the “Membership” button to get digital access.
  1. Visa Concierge chatbot

  • Access ChatBot Visa Concierge.
  • Press "Visa Travel" button in the main menu.
  • Press "Airport Services" button.
  • Check service availability for added cards.
  • Get the QR code for digital access.

We strongly recommend that you register before your flight to enjoy a comfortable airport lounge experience.

Get free visits and unlimited access until 31.12.2025 to airport lounges and more than 1,200 business hubs worldwide in more than 450 cities. To be eligible for free access, you must have a minimum transaction volume of 20 MDL on your card in the last 30 days but no later than 5 days before entering the lounge area. 

Special offers in Republic of Moldova for premium cards

Visa Platinum business and Visa Platinum business Digital cardholders can enjoy significant discounts when travelling with Letz Taxi:

  • 50% discount for rides to and from Chișinău airport. Offer valid until 09/30/2025.
  • 15% discount for travel within Chișinău, Orhei, Ungheni, Cahul, Leova, Soroca, Leova, Ungheni, Leova, Soroca and Bălți. Offer valid until 30.11.2025.

Download the https://letz.md/ app and add your Visa Platinum business card as the main payment method to take advantage of the offer. We wish you successful business and pleasant travelling with Letz Taxi.

 

Exclusive offer for cardholders Visa Business and Visa Platinum Business! Now, use your Visa Business card to enjoy a 15% discount on documents and parcels sent through Nova Poshta!

How to take advantage of the offer:

1. Register in the Visa Concierge chatbot to receive your unique promo code.

2. Visit any Nova Poshta branch and provide the promo code you received.

3. Pay for your delivery with your Visa Business card and enjoy your 15% discount!

The offer is valid until June 30, 2025, for documents and parcels up to 30 kg, within the Republic of Moldova, Ukraine, and Romania.

 

Enjoy high-quality medical services at Acibadem clinics in Turkey and take advantage of a special 15% discount, available exclusively for Visa Business cardholders.

Services included in the offer:

  • Medical consultations;
  • Laboratory tests;
  • Radiological examination;
  • Regular medical check-ups;
  • Surgeries.

How to benefit from the offer:

  1. Inform the recepton staff that you wish to apply the discount.
  2. Provide the promo code VISA 6364 before making the payment.
  3. Pay for the services using your Visa Business card.
  4. The Acibadem representative will mannually apply the discount, after which you will be able to pay the reduced price.

Terms of the offer:

  • The offer is valid for all types of Visa Business cards.
  • The discount cannot be combined with other promotions or benefits and does not apply to expenses covered by insurance.
  • The discount cannot be applied after the payment has been made.
  • Acibadem Healthcare Group reserves the right to modify the terms and conditions of the promotion or cancel the discount in case of fraud or misuse.
  • The offer is valid until May 31, 2026.

Take advantage of this opportunity at any of the Acibadem clinics in Istanbul, Ankara, Izmir, and other locations across the country.

Learn more here.

 

We have great news for all maib Visa Business and Visa Platinum Business cardholders!

You can enjoy an exclusive 5% discount (up to 250 MDL) on flight tickets purchased at https://tickets.md/en

This offer is valid until July 10, 2025, so don’t miss the chance to travel at a better price!

Pay with your Visa Business or Visa Platinum Business card and enjoy great savings!

 

Discover the authentic tastes of Turkey and save with GastroClub and Visa! Get up to 25% discount at selected participating restaurants when you pay with your maib Visa card and use the GastroClub app.

How to take advantage of the offer?

  • Download the GastroClub app (Android / iOS).
  • When registering, enter the promotional code “VISA”.
  • Select the Restaurant Discount Privileges section to see eligible restaurants.
  • When visiting a restaurant, generate a discount code in the app and present it to the waiter.

Please note that the code can only be obtained when you are in the restaurant. The app uses your geolocation for this purpose.

The offer is valid until August 15, 2025, and applies exclusively to restaurants listed in the app.

Enjoy unforgettable dining experiences with Visa and GastroClub!

 

Dubai and Abu Dhabi await you ith spectacular experiences: hotel areas and shopping centres straight out of a magazine! If you’ve planned your vacation in the United Arab Emirates by May 30, prepare for more than sunshine and adventure. With your maib Visa business card, enjoy exclusive offers at famous hotels, shopping malls, and unique attractions. Turn every day into a pleasant experience - save, indulge, and discover the magic of the Emirates with fitting benefits!

Travel in style and save on Top hotels

Enjoy free upgrades, discounts on accommodations, access to premium facilities, and refined dining experiences at some of the most sought-after hotels in the UAE. With Visa business, your vacation becomes more comfortable and rewarding.

Smart shopping in luxury destination

Whether it’s world-renowned brands or exclusive boutiques, shopping at Mall of the Emirates comes with attractive bonuses: gift vouchers, discounts, or additional benefits when you pay with your Visa business card.

Fun for the whole family

Access to theme parks, unique experiences like wind tunnel flying, breathtaking observation decks, or activities for children - all with special discounts, ensuring fun for everyone while keeping your budget intact.

Maib and Visa open the door to a fantastic summer

When the destination is impressive, the absolute privilege is paying less for more. With Visa business, every discount, bonus, or special access turns your trip into a smart experience. Discover all the offers here.

The P2B (Person to Business) transfer service offers a simple and efficient solution for the instant transfer of funds from the card account of a person (individual) to the business card account of a legal entity (LE). The new functionality saves you time and resources, as you no longer have to go to the bank to deposit cash if you have exceeded the spending limit on your business card. Still, you can transfer money from your account wherever you are.

Benefits for users

  1. Zero Commision: there are no fees for crediting transfers. This is a great advantage for businesses and individuals who want to test the service without incurring costs.
  2. Easy to use: The maibank app and www.maibpay.md platform are designed to be user-friendly, even for beginner users.
  3. Instant Feedback: Receive quick information about the status of transfers, allowing you to manage your funds efficiently.
  4. Security and Privacy: Transfers and data are protected by advanced security technologies, guaranteeing the confidentiality of your information.

Transfer frequency and limits

Transfer limits vary depending on card type and transfer channel (local or international):

Entries on maib business card

Transfer type

Fee/ commission

Limits

No. transactions

Amount MDL

maib card→ maib business card LE

0, 00

per operation

1

200,000

0, 00

daily

10

200,000

0, 00

monthly

100

360,000

Card issued in RM/card issued abroad → maib business card LE

0, 00

per operation

1

20,000

0, 00

daily

3

20,000

0, 00

monthly

70

300,000

Transfer via International Payment Systems→  maib business card LE

0, 00

per operation

1

20,000

0, 00

daily

3

20,000

0, 00

monthly

70

300,000

Methods of transfer:

I. In the maibank app:

  1. Open the app.
  2. Select the transfer to another person.
  3. Enter the business card number of the legal entity (LE) and confirm the transfer.
  4. The funds will immediately be credited to the business card account.

II. On the www.maibpay.md platform:

1. Go to www.maibpay.md  and select “Transfer from card to card P2B”.

2. Enter the individual card number under "Sender" and the legal person (LE) business card number under "Payee".

3. Enter the amount to be transferred and press “Transfer”.

4. The commission for registering funds to a LE business card account is zero, and the amount will instatly be credited to the account.

Overall, P2B Transfer is an excellent solution to facilitate payments between individuals and businesses, improving business efficiency and user experience through fast, secure and cost-effective transfer methods.

You need to know:

1. Services are available for Visa and MasterCard cards.

2. Transfers in foreign currency from payment cards issued in Moldova to Business cards in foreign currency will be rejected.

3. Crediting international transfers to Business cards in foreign currency (both P2B and Paypal) is allowed.

4. When crediting funds in foreign currency on Business cards issued in MDL, the transfers will be converted into national currency at the commercial exchange rate for card transactions, set by maib at the date of transaction processing.

5. Collections through the International Payment Systems of funds from betting and gambling are prohibited. The list will be completed as necessary;

6. The limits are set per maib business cards.

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