Visa Platinum Business

The issuance of Visa business Platinum cards for legal entities is accessible to existing customers of the bank, through maib branches. The right to apply for the issuance of business card is reserved exclusively for the authorised person of the legal entity (Administrator).

You can set the PIN code at any maib ATM, POS terminal in the branch or directly in the maibank app.

How to set or change the PIN code online for your business card through maibank?

• Access the maibank app;
• Choose the business card for which you want to configure the PIN;
• Select the "Set PIN code" option from the card menu;
• Enter a four-digit PIN code that you want;
• Repeat the new PIN code for confirmation;
• Complete the process through standard authorization methods.

The card with physical support will be active after setting the PIN code in maibank.

If you have forgotten/lost the set PIN, change the PIN code in maibank without reissuing the card. For this, select the "Change PIN code" option from the card options and follow the steps similar to the settings.

The use of the card for making payments, with the physical insertion of the card in the POS terminal, will be possible only after a successful transaction with contact at any maib ATM (physical insertion in the ATM) and confirmation with the new PIN code set in maibank (e.g. Balance check, Cash withdrawal).

Activating the card via ATM and POS terminal:

To set the PIN code, you need the activation code, which you will automatically receive via SMS from the short number 6242 on the 3rd day after the card is issued.

The PIN is set, and the card is activated at maib ATMs or POS terminals in maib branches/agencies.

To set the PIN at maib ATMs, do the following:

• Insert the card into the ATM and select the language;
• Enter and confirm the activation code received via SMS from the short number 6242;
• Set the PIN and repeatedly confirm the entered PIN;

After setting the PIN, the card is automatically activated.

To set the PIN at POS terminals in maib branches/agencies, follow the instructions of the bank employee:

• enter the PIN code you want  and confirm;
• reenter the PIN code desired and confirm;
• enter the activation code received by SMS and confirm.

After setting the PIN, the card is automatically activated.

If you lost or did not receive the SMS with the activation code from the short number 6242, you can request the Activation Code using one of 3 ways:

• Send an SMS from the phone number to the short number 6242, indicating the last 4 digits of the card. The SMS must not contain spaces and characters other than the last 4 digits of the card or
• Select the "Activation code" function in the maibank app and indicate the phone number* and the last 4 digits of the card you own. This is the case for new customers - cardholders of the Bank or
• Select the inactive card from the list of cards in the maibank app. This is for existing customers - cardholders.

Changing the phone number to which the SMS with the Activation Code is sent can only be done at bank branches upon your request.

Receiving the activation code and requesting the activation code is carried out using the phone number indicated in the profile of the designated holder whose name the card is issued in the bank's system.

Free topping up methods:

• At maib CDM terminals: for those authorised to deposit cash, according to the specimen signature sheet (with first and second signature rights).
• 24/7, prin internet ba 24/7, via internet banking, the funds will be credited to the account balance on the next working day after the transaction is made.
• At any maib cash-in ATM: using the physical card, with immediate access to the cash received, but which will be credited to your account balance the next working day.
• At maib cash desks: with ID for those authorised to deposit cash, the money will be credited immediately.
• By bank transfer to the card account.

Withdrawal methods:

• Without using the physical card: at any maib ATM, equipped with NFC technology, via Google Wallet, Apple Wallet, or Garmin Pay.
• Without using the physical card: at POS terminals at bank cash desks, via Google Wallet, Apple Wallet, Garmin Pay.
• Using the physical card: insert the card into the ATM or touch the card to the NFC indicator if the ATM is equipped with this technology.
• Money transfer from your card account via payment order.

Through internet banking, you can access information about the status of your card account and a wide range of banking services: e-statements, payment processing, exchange rate information, payment history, etc. The maib business app provides real-time access to your company accounts with maximum flexibility and security.

The following operations can be performed from the app:

1. Payment of public services, fees, charges, fines and other taxes to the national public budget through the Government Electronic Payment Service (MPay);
2. Signing payments;
3. Viewing balances and statements for each card;
4. Receive notifications for all payments made;
5. Obtaining and sharing bank requests;
6. Information about the status and expiry date of a card.

Activate SMS notifications - you will be constantly informed about the status of transactions, deposits and withdrawals on your card.

The maib business bot allows you to access account status information and receive transaction notifications from Telegram or Viber. You can also view the balance and statement for any available company account.

For immediate assistance, you can call 1314.

Starting from February 1, 2025, the national legislation regarding strict customer authentication will take effect. The key changes are as follows:

1. For payments at merchants by presenting the business card: If you make more than five consecutive payments without entering the PIN, the PIN will be required on the sixth payment.
2. For cumulative payments: If the transactions between two strict authentications exceed 2000 MDL (or the equivalent in foreign currency), you must enter the PIN for the next payment.
3. For payments via electronic wallets (Apple Pay, Google Pay, Garmin Pay): There are no changes, and entering the PIN is not required.

If you encounter difficulties at the POS, we recommend asking the operator to repeat the transaction by inserting the card or paying via the electronic wallet.

To create a payment in MDL from your card account, you need to follow the steps below:

Step 1: Select the company.
Step 2: In the quick menu bar, click the “Payment in MDL” button, after which a new window will open.
Step 3: Carefully fill in the following fields: Amount, VAT and select the Currency, Payer Account and Payment Details (by choosing from the predefined fields). 

• In the dropdown field Payer – select the card account 2258.
• In the dropdown field Beneficiary – choose the beneficiary from the list or add a new one.
• In the dropdown field Payment Details – select the options “Payment for” and “Document type” from the suggested list.

If you are making a payment based on a document without a number, the Number field should be filled in with the option “N/A". For the Payment for and Document type fields, if you select the Other option, you must appropriately complete the fields displayed by the system, based on the document on which the payment is made.

• In the Date field – select the date of the document.

Step 4: Click on the Sign button, where you have two signing options: via mobile signature or electronic signature. Additionally, you have the option "Send for signing" in case you do not have the right to authorize payments.

Any successfully processed transaction automatically becomes a template, which can be accessed whenever needed, without having to fill in the data again.

A unique promotion where businesses can earn more from every transaction.

Chisinau, July 15, 2025 — maib is launching a promotion dedicated to entrepreneurs and companies from the Republic of Moldova, through which daily transactions can bring valuable prizes and unforgettable experiences. Under the slogan "Dream big, win real with Visa Business card from maib", the campaign offers the chance to win 16 Darwin vouchers worth MDL 10 000 each, an experience for 2 people at Dubai Airshow 2025 and, at the end, a car Skoda Fabia.

Campaign period: July 15, 2025 - December 15, 2025

The campaign runs in 5 stages, each stage bringing a new chance to win:

• Stage 1: July 15  – August 15, 2025
• Stage 2: August 16  – September 15, 2025
• Stage 3: September 16 – October 15, 2025
• Stage 4: October 16 – November 15, 2025
• Stage 5: November 16 – December 15, 2025

What prizes can you win?

16 Darwin vouchers - in the first 4 stages

Make at least one transaction of at least MDL 1,000 with your Visa Business card from maib in one or more stages of the campaign and you are automatically entered into the prize draw for one of 16 Darwin vouchers worth MDL 10,000 each.

• A customer can only win one voucher once.
• Voucher winners are eligible for the draw for the grand prizes.

1 trip for 2 people to the Dubai Airshow, November 17–21, 2025 – a unique experience for maib’s Visa Business cardholders 

Make at least one transaction of MDL 1.000 in any of the first three campaign stages and you are automatically entered into the prize draw for a trip to Dubai Airshow 2025 – one of the most prestigious technology and business events in the world.

• The prize draw will take place on October 30, 2025.
• The prize winner is not eligible for the prize draw for the car.

1 car Skoda Fabia - the grand prize

If you make at least 5 transactions of at least MDL 1,000 each during the entire campaign, you automatically participate in the final prize draw for a car Skoda Fabia.

Final prize draw: December 23, 2025 – the perfect holiday gift!

Who is eligible to participate?

1. Resident legal entities that will open a Visa Business card (Debit, Credit, Platinum, Digital) during the campaign period;
2. Resident legal entities that are Visa Business cardholders (Debit, Credit, Platinum, Digital).
3. Resident legal entities that have not closed their Business card/card account by the prize draw date.

Full regulations and further details are available on www.maib.md.

Dream big, win real with the Visa Business card from maib - because your business deserves more.

Visa Platinum business and Visa Platinum business Digital cardholders can enjoy significant discounts when travelling with Letz Taxi:

• 50% discount for rides to and from Chișinău airport. Offer valid until 09/30/2025.
• 15% discount for travel within Chișinău, Orhei, Ungheni, Cahul, Leova, Soroca, Leova, Ungheni, Leova, Soroca and Bălți. Offer valid until 30.11.2025.

Download the https://letz.md/ app and add your Visa Platinum business card as the main payment method to take advantage of the offer. We wish you successful business and pleasant travelling with Letz Taxi.

Exclusive offer for cardholders Visa Business and Visa Platinum Business! Now, use your Visa Business card to enjoy a 15% discount on documents and parcels sent through Nova Poshta!

How to take advantage of the offer:

1. Register in the Visa Concierge chatbot to receive your unique promo code.

2. Visit any Nova Poshta branch and provide the promo code you received.

3. Pay for your delivery with your Visa Business card and enjoy your 15% discount!

The offer is valid until 31.12.2025, for documents and parcels up to 30 kg, within the Republic of Moldova, Ukraine, and Romania.

Enjoy high-quality medical services at Acibadem clinics in Turkey and take advantage of a special 15% discount, available exclusively for Visa Business cardholders.

Services included in the offer:

• Medical consultations;
• Laboratory tests;
• Radiological examination;
• Regular medical check-ups;
• Surgeries.

How to benefit from the offer:

1. Inform the recepton staff that you wish to apply the discount.
2. Provide the promo code VISA 6364 before making the payment.
3. Pay for the services using your Visa Business card.
4. The Acibadem representative will mannually apply the discount, after which you will be able to pay the reduced price.

Terms of the offer:

• The offer is valid for all types of Visa Business cards.
• The discount cannot be combined with other promotions or benefits and does not apply to expenses covered by insurance.
• The discount cannot be applied after the payment has been made.
• Acibadem Healthcare Group reserves the right to modify the terms and conditions of the promotion or cancel the discount in case of fraud or misuse.
• The offer is valid until May 31, 2026.

Take advantage of this opportunity at any of the Acibadem clinics in Istanbul, Ankara, Izmir, and other locations across the country.

Learn more here.

Discover the authentic tastes of Turkey and save with GastroClub and Visa! Get up to 25% discount at selected participating restaurants when you pay with your maib Visa card and use the GastroClub app.

How to take advantage of the offer?

• Download the GastroClub app (Android / iOS).
• When registering, enter the promotional code “VISA”.
• Select the Restaurant Discount Privileges section to see eligible restaurants.
• When visiting a restaurant, generate a discount code in the app and present it to the waiter.

Please note that the code can only be obtained when you are in the restaurant. The app uses your geolocation for this purpose.

The offer is valid until August 15, 2025, and applies exclusively to restaurants listed in the app.

Enjoy unforgettable dining experiences with Visa and GastroClub!

Dubai and Abu Dhabi await you ith spectacular experiences: hotel areas and shopping centres straight out of a magazine! If you’ve planned your vacation in the United Arab Emirates by 31.12.2025, prepare for more than sunshine and adventure. With your maib Visa business card, enjoy exclusive offers at famous hotels, shopping malls, and unique attractions. Turn every day into a pleasant experience - save, indulge, and discover the magic of the Emirates with fitting benefits!

Travel in style and save on Top hotels

Enjoy free upgrades, discounts on accommodations, access to premium facilities, and refined dining experiences at some of the most sought-after hotels in the UAE. With Visa business, your vacation becomes more comfortable and rewarding.

Smart shopping in luxury destination

Whether it’s world-renowned brands or exclusive boutiques, shopping at Mall of the Emirates comes with attractive bonuses: gift vouchers, discounts, or additional benefits when you pay with your Visa business card.

Fun for the whole family

Access to theme parks, unique experiences like wind tunnel flying, breathtaking observation decks, or activities for children - all with special discounts, ensuring fun for everyone while keeping your budget intact.

Maib and Visa open the door to a fantastic summer

When the destination is impressive, the absolute privilege is paying less for more. With Visa business, every discount, bonus, or special access turns your trip into a smart experience. Discover all the offers here.