Announcement regarding the change in the interest rate on mortgage loans granted under the "Prima Casă" program

In the context of the publication by the National Bank of Moldova (NBM) of December 19, 2025, the reference index for loans granted under the "Prima Casă Plus" program will be 5,57%.

Thus, see below how easily you can calculate what your interest rate will be starting from January 1, 2026:

Interest rate = reference index (5,57%) + bank margin (which you can find in your loan agreement).

From January 9, 2026, the new monthly loan repayment schedule will be available at maib branches and/or the in the maibank mobile app.

We remind you that for floating rate loans, the interest rate changes twice a year, on January 1 and July 1, depending on the evolution of the reference index published by the NBM.

For more information about the new loan rates visit maib branches or call 1313.