Announcement regarding the change in the interest rate on mortgage loans granted in MDL

In the context of the publication of the National Bank of Moldova (NBM) of December 19, 2025, the reference index, used to calculate the interest rate for mortgage loans in MDL granted to individuals, has decreased from 5,82% to 5,57%.

As a result, maib revised the interest rate on active real estate loans. The updated interest rate will take effect from January 1, 2026.

You can check the new interest rate with a simple calculation: 

Interest rate = reference index + bank margin (which is specified in your loan agreement).

From January 9, 2026, the new monthly loan repayment schedule will be available at maib branches and/or in the maibank mobile app.

We remind you that for floating rate loans, the interest rate is updated twice a year, on January 1 and July 1, depending on the reference index published by the NBM.

For more information about the new loan rates visit maib branches or call 1313.