Notice Regarding the Change in Interest Rate for Revolving Credit Lines

Following the publication by the National Bank of Moldova (NBM) on December 19, 2025, the reference rate used to calculate the interest rate for revolving credit lines granted to individuals has been decreased by 0.25 percentage points, from 5,82% to 5,57%.  

As a result, maib has adjusted the interest rate for revolving credit lines. The new interest rate will take effect starting January 1, 2026 

To check the interest applied to your loan, use the following formula: 

Interest rate = Reference rate + Bank’s margin (the exact margin is specified in your loan agreement). 

We remind you that for loans with a floating interest rate, the rate is adjusted twice a year, on January 1 and July 1, based on the reference rate published by the NBM. 

For any additional information, you can contact us: 

• 1313 – standard rate call within the Republic of Moldova 
• +373 22 45 06 03 – standard rate call from abroad
• at the nearest maib branch.