Dear customer,
Thank you for choosing maib services and products. This notice informs you about updates to fees and commissions applicable to payment cards for individual customers.
These changes reflect our commitment to continuous investment in technology, innovation, and quality services to provide a modern, secure, and user-friendly banking experience.
Recently, we introduced features that offer:
- savings on international EUR payments via SEPA and domestic payments via MIA, as well as favorable FX exchange directly in the maibank app;
- the convenience of cash withdrawals directly at merchants’ POS terminals;
- transparent tracking of when your card becomes free of charge via Smart Pricing in maibank;
- enhanced security through passkey authentication and authorization.
Starting from March 16, the following fees are updated:
1. Monthly servicing fee for certain card types
| Card type (physical and digital) | Fee amount |
|---|---|
| maib daily general | 15 MDL / 0.75 EUR/USD |
| maib daily digital (starting from the 4th card) | 15 MDL / 0.75 EUR/USD |
| maib gama universal (except salary card) | 40 MDL / 2 EUR/USD |
| red card by maib | 40 MDL / 2 EUR/USD |
* Monthly servicing fees and Smart Pricing values for products not listed remain unchanged.
2. Card reissue (reasons other than expiration)
| Situation | Fee amount |
|---|---|
| Loss / theft / compromise / other cases | 60 MDL / 3 EUR/USD |
3. Card account top-up via SWIFT transfers
| Operation | Fee |
|---|---|
| Card account top-up via SWIFT | 0.5% |
* This adjustment reduces international transaction costs.
4. Cash withdrawals at maib ATMs
|
Card type |
MDL |
EUR / USD |
|
5 MDL / 0.25 EUR/USD |
|
|
|
|
|
first 3 free, |
first 3 free, |
|
No changes |
0.50%* |
|
||
|
||
|
free up to 20,000 MDL/month, |
* For salary projects in foreign currency, cash withdrawals at maib ATMs are free of charge.
5. Cash withdrawals via POS at maib branches
|
Card type |
With physical card usage |
Without physical card usage |
|
|
|
|
1 free per month, |
|
|
0 MDL |
|
|
1 free per month, |
|
|
1 free per month, |
|
|
Fee unchanged |
6. Interest on available balance of the social card account
| Card type | Interest rate |
|---|---|
| Social card | 1% for balances exceeding 1,000 MDL |
For complete information and to stay informed in a timely manner, please consult the list of fees and commissions applicable to individual customers’ cards at the following link:
https://www.maib.md
If you have any questions or need clarification, the maib team is at your disposal:
Thank you for your trust,
the maib team
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