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Notice regarding changes to fees and commissions for servicing individual customers’ bank cards

Dear customer,

Thank you for choosing maib services and products. This notice informs you about updates to fees and commissions applicable to payment cards for individual customers.

These changes reflect our commitment to continuous investment in technology, innovation, and quality services to provide a modern, secure, and user-friendly banking experience.

Recently, we introduced features that offer:

  • savings on international EUR payments via SEPA and domestic payments via MIA, as well as favorable FX exchange directly in the maibank app;
  • the convenience of cash withdrawals directly at merchants’ POS terminals;
  • transparent tracking of when your card becomes free of charge via Smart Pricing in maibank;
  • enhanced security through passkey authentication and authorization.

Starting from March 16, the following fees are updated:

1. Monthly servicing fee for certain card types

Card type (physical and digital) Fee amount
maib daily general 15 MDL / 0.75 EUR/USD
maib daily digital (starting from the 4th card) 15 MDL / 0.75 EUR/USD
maib gama universal (except salary card) 40 MDL / 2 EUR/USD
red card by maib 40 MDL / 2 EUR/USD

* Monthly servicing fees and Smart Pricing values for products not listed remain unchanged.

2. Card reissue (reasons other than expiration)

Situation Fee amount
Loss / theft / compromise / other cases 60 MDL / 3 EUR/USD

3. Card account top-up via SWIFT transfers

Operation Fee
Card account top-up via SWIFT 0.5%

* This adjustment reduces international transaction costs.

4. Cash withdrawals at maib ATMs

Card type

MDL

EUR / USD

  • maib daily general / digital
  • maib gama universal / digital (incl. salary)
  • maib gama premium / digital (incl. salary)
  • red card by maib / digital



 

5 MDL / 0.25 EUR/USD



0.50%

  • Premium cards (Visa Signature, Mastercard World Elite, Amex Gold Debit)


-

  • maib daily avantajos

first 3 free,
then 5 MDL / 0.25 EUR/USD

first 3 free,
then 0.50%

  • maib junior


0 MDL

No changes

0.50%*

  • Social card
  • Salary card (Visa Classic physical / Mastercard Gold / Visa Signature)
  • Digital salary card (Visa Classic)

free up to 20,000 MDL/month,
then 5 MDL

* For salary projects in foreign currency, cash withdrawals at maib ATMs are free of charge.

5. Cash withdrawals via POS at maib branches

Card type

With physical card usage

Without physical card usage

  • maib daily general / digital
  • maib gama universal / digital (except salary)
  • maib gama premium / digital (except salary)
  • red card by maib / digital
  • Premium cards



1% max 400 MDL / 20 USD/EUR









1% max 400 MDL / 20 USD/EUR

  • maib daily avantajos

1 free per month,
then 1% max 400 MDL / 20 USD/EUR

  • maib junior

0 MDL

  • Social card

1 free per month,
then 5 MDL / 0.25 EUR/USD*

  • Salary card (Visa Classic, Mastercard Gold, Visa Signature, universal, premium)

1 free per month,
then 5 MDL / 0.25 EUR/USD*

  • American Express Gold Debit

Fee unchanged

6. Interest on available balance of the social card account

Card type Interest rate
Social card 1% for balances exceeding 1,000 MDL

For complete information and to stay informed in a timely manner, please consult the list of fees and commissions applicable to individual customers’ cards at the following link:
https://www.maib.md

If you have any questions or need clarification, the maib team is at your disposal:

Thank you for your trust,
the maib team

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