Maib supports entrepreneurs in Moldova in growing their businesses more easily and efficiently through business car loans, a financing solution designed for companies that want to purchase vehicles for their day-to-day operations without tying up their financial resources.
The product is designed for clients in the micro, small, and medium-sized business segments and offers access to financing of up to 100% of the investment value, with zero down payment, no commissions, and online approval. This allows companies to purchase new or pre-owned vehicles from maib’s auto partners, benefiting from a streamlined digital process tailored to today’s fast-paced business environment.
The car loan for businesses is suitable for companies that need mobility in their daily operations: from transportation, deliveries, and distribution to services, consulting, or expanding the sales team.
The purchased vehicle serves as collateral, and the repayment period can be up to 60 months, offering flexibility in expense planning.
In addition, purchasing a vehicle through the business allows for more efficient management of costs associated with vehicle use, including maintenance, technical service, and other deductible expenses.
Advantages of maib’s business auto loan:
- financing of up to 100% of the investment value;
- zero down payment;
- no commissions;
- online approval;
- repayment term of up to 60 months;
- up to 2,500,000 MDL without additional collateral;
- collateral: the purchased vehicle;
- new or pre-owned vehicles purchased through maib’s auto partners;
- Mandatory Internal Auto Liability Insurance (RCAI) and CASCO insurance solutions available as part of the financing process;
- a fast, simple, and efficient process, from application to signing.
“At maib, we understand that mobility is essential for many businesses, whether it’s for deliveries, operational travel, fleet expansion, or replacing existing vehicles. Through our car loan for businesses, we offer entrepreneurs an affordable and convenient solution with zero down payment, no commissions, and a digital process, so that financing can be obtained quickly, without unnecessary complexity,” said Vadim Culea, Head of the Business Banking Segment at maib.
The application process is simple and can be initiated online. Companies must complete the application, submit the commercial offer from the auto partner, and once financing is approved, the contract can be signed digitally.
With an extensive network of trusted auto partners, maib offers companies the opportunity to choose the right vehicle for their operational needs, whether it’s expanding their fleet, streamlining operations, or increasing their capacity to serve customers.
Learn more and apply online for a car loan for businesses.
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