Maib awarded Best SME Bank in Moldova 

Following a recent ranking as market leader in three key categories by Euromoney, maib received another accolade in one of its most important business segments. This time, maib has been recognized as the best bank in the SME segment from Moldova by Global Finance magazine.

SME Business Unit’s performance

In 2022 maib continued to upgrade its offering to the SME segment. It launched an innovative solution for the bank's clients - SmartPOS service, which made it possible to accept card payments on the smartphone or tablet by-passing the need for a separate card terminal. The innovative solution aimed to strengthen the SME leadership of maib in the SME segment. 


Maib SME Business Unit achievements from the 1H 2022:

  • Market share in SME loans increased to 31%;
  • Over 28.9K active SME customers as of 2Q 2022 , up by 1.7 % quarter over quarter;
  • 97.3% SME retention rate
  • 22.9% share of maib total loan portfolio, increased by 2.3% quarter over quarter
  • SME internet banking users increased by 23% year over year.

Joseph Giarraputo, founder and editorial director of Global Finance, said:

"Small enterprises are the lifeblood of economies everywhere, yet encompass a wide array of businesses, each with needs specific to their industry, sector and geography. By identifying financial partners that focus on this segment and deliver for local clients on the ground, country by country as well as more expansively, Global Finance provides a unique service to savvy entrepreneurs seeking the next level of financial needs.

Giorgi Shagidze, maib CEO:

"We are delighted to receive such a prestigious award. SME is an important segment for maib and we will continue to meet the needs of our customers. I would also like to thank our loyal SME clients who helped us achieve excellent performance this year."

About Global Finance

Global Finance is a leading financial publication aimed at senior decision makers in the world of finance. Global Finance regularly selects the top performers among banks and other financial services providers. These awards have become a trusted standard of excellence for the global financial community.

About maib

Maib is the largest bank in Moldova, with a share of 32.7% of deposits and 35.5% of loans of the entire banking system at the end of first half of 2022. Maib is a disciplined lender with NPL ratio of 2.5% and is well capitalised with CAR of 22.1% as of 30 June 2022. The bank is of systemic importance and serves almost a third of the country's population. Since 2018, maib's largest shareholder is a consortium, which includes the European Bank for Reconstruction and Development (EBRD), Invalda INVL, a leading asset management group in the Baltic States and Horizon Capital, a private investment fund focused on emerging markets from Europe.

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