At maib, sustainability is more than just a concept — it’s a long-term commitment to people, communities, the environment, and the future. And behind this commitment are dedicated individuals who work every day to turn vision into reality.
One of them is Radu Crivoi, an analyst in the Investor Relations and Sustainability team, who embraced the challenge of a new and complex field with energy, curiosity, and determination. Discover Radu’s perspective on maib’s ESG journey — the progress made, the lessons learned, and the drive to keep building a more sustainable future, one step at a time.
„This past year, I’ve seen both myself and maib evolve. One milestone I’m particularly proud of is the improvement in our ESG risk rating from Sustainalytics, which moved from 25.5 to 24.3. This puts us among the top 33% of regional banks, not bad for a bank just starting to get comfortable on its sustainability path.
For context, an ESG risk rating evaluates how exposed a company is to environmental, social, and governance (ESG) risks, and more importantly, how well it is managing them. For banks, this means assessing everything from climaterelated lending risks to business ethics, employee policies, and customer protection. The lower the score, the better. A strong ESG rating isn’t just about compliance, it’s a signal to investors that we are forward-looking, well-managed, and resilient.
We’ve made real progress: our 2024 Sustainability Report is our most transparent yet. We enhanced our carbon footprint methodology, estimated our financed emissions for the first time, and deepened disclosures on employee pay and development. We also created a new ESG Leader role, a mechanism of reporting directly to the Supervisory Board, and introduced ESG KPIs for management compensation, a real sign of how seriously we’re taking this.
There’s still a long road ahead, but I’m proud of how far we’ve come. When I first joined maib, sustainability was a whole new world for me. I was drawn to the investor relations role, but ESG? That was unfamiliar terrain. Still, I embraced the challenge, and it’s been one of the more rewarding decisions I’ve made.”
You drive. maib
