Mortgage Loan

Offers that you can't find anywhere else!

2 200 000 MDL
up to 30 years
EAR from 8,30%

About the loan

The most beautiful place is at home!
 Mornings start differently when you're at home. The view from the window inspires you, the children play in their room, and the coffee has a different taste because you can enjoy it in your own kitchen.

The mortgage loan can be contracted not only for the purchase of a house, but also for other purposes:

  • purchase of real estate;
  • purchasing a plot of land for building an individual dwelling house;
  • building an individual dwelling house;
  • modernization of the existing home (finishing, extension).

You get the money you need in advantageous conditions, regardless of whether you work in Moldova, abroad or you receive money transfers from your loved ones monthly.

Requirements

If you work on the territory of the Republic of Moldova:

  • have a net monthly salary or a confirmed income of at least 1900 MDL;
  • you have had a stable job in the last 3 months or you are retired.

If you are a migrant worker:

  • you are officially active abroad;
  • you have a net monthly salary of at least 500 euros, confirmed in the last 3 months.

If you receive money transfers from abroad:

  • you are the spouse or first-degree relative of the migrant worker;
  • the monthly transfers from abroad amounted to an average of 200 euros in the last 3 months.

Rates

If you work on the territory of the Republic of Moldova:

  • up to 2,200,000 MDL;
  • for a period of up to 30 years;
  • own contribution from 10% of the cost of housing.

For a loan of 500 000 MDL, for a period of 25 years, you will pay approximately 3910,24 MDL per month, with an EAR of 8.30%.

If you are a migrant worker or receive money transfers from abroad:

  • up to 2,200,000 MDL;
  • for a period of up to 30 years;
  • own contribution from 20% of the cost of housing.

For a loan of 500 000 MDL, for a period of 25 years, you will pay approximately 3910,24 MDL per month, with an EAR of 8.30%.

Mortgage fees:

  • monthly administration fee - 0%;
  • credit granting commission - 1%;
  • early repayment fee - 0%;
  • file examination fee - 0 MDL.

For additional information, call the Contact Center at 022 855 185/022 855 155, on weekdays from 8 AM to 5 PM.

Required documents

  • ID card

The bank reserves the right to request supporting documents regarding your income in order to meet the prudential requirements specific to banking.

Frequent questions

Mortgages are granted in MDL, so the monthly instalment does not depend on the exchange rate.

Send us your e-mail address on Chat, Viber or Telegram, and we will schedule a free video consultation with the banking specialists, who will answer all your questions.

You have 5 ways to pay the monthly instalments:

  • through the MAIBank mobile application;
  • through Internet Banking;
  • at Cash-In ATMs;
  • at self-service terminals;
  • in any branch of the bank.

Yes! You can request the evaluation of the property directly at maib, paying a lower price than the one on the market.
In addition, here you benefit from the services of a professional notary at an affordable price, and if time is of essence, then you can request that a maib representative registers dwelling the mortgage contract with ASP in your place.

Yes, of course! Whether you are a freelancer or work for a foreign company, maib offers you the opportunity to obtain a mortgage on advantageous terms.

We invite you to the maib Mortgage Center, located in Chisinau, 115, Vasile Alecsandri Street, where you will receive the most suitable financing solutions for the purchase of housing. At the same time, you can go to any other maib branch.

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