Mortgage Loan

Offers in EUR, USD or MDL

2 200 000 MDL
up to 30 years
EAR from 5,9%

Calculator

Requested amount
500000
MDL
Choose period
300
luni
I receive my salary on
Conditions
Fără gaj
Vârsta de la 20 ani
Doar cu buletinul
Rata fixă

Our offer

Monthly payment
0 MDL
DAE
28.76%
Valoarea totală a creditului
2 922 273.15 MDL
Apply now Credit conditions

Suma afișată este orientativă și nu reprezintă un angajament contractual al maib.

About the loan

The most beautiful place is at home!
 Mornings start differently when you're at home. The view from the window inspires you, the children play in their room, and the coffee has a different taste because you can enjoy it in your own kitchen.

The mortgage loan can be contracted not only for the purchase of a house, but also for other purposes:

  • purchase of real estate;
  • purchasing a plot of land for building an individual dwelling house;
  • building an individual dwelling house;
  • modernization of the existing home (finishing, extension).

You get the money you need in advantageous conditions, regardless of whether you work in Moldova, abroad or you receive money transfers from your loved ones monthly.

Requirements

If you work on the territory of the Republic of Moldova:

Mortgage MDL

  • have a net monthly salary or a confirmed income of at least 3000 MDL;
  • you have had a stable job in the last 6 months.

Mortgages are granted in MDL, so the monthly instalment does not depend on the exchange rate.

Mortgage EUR / USD

  • have a net monthly salary of at least 3000 EUR/USD;
  • you have had a stable job in the last 12 months.

The value of the mortgage loan is established in foreign currency, but the funds are issued in lei, according to the maib exchange rate for non-cash operations.

The monthly rate is paid in lei. The payment is converted into foreign currency at the exchange rate for non-cash transactions, according to the approved repayment plan in euros or dollars.

If you are a migrant worker:

  • you are officially active abroad;
  • you have a net monthly salary of at least 1000 euros, confirmed in the last 12 months.

Rates

If you work on the territory of the Republic of Moldova or abroad:

  • up to 2,200,000 MDL (euro / dollar equivalent);
  • for a period of up to 30 years;
  • Financing up to 100% of the cost of housing;

 

  • DAE eur - 5,9%;

For a loan of 30 000 eur, for a period of 20 years, you will pay approximately 213 eur per month, with an EAR of 5,90%.

  • DAE usd - 7,65;

For a loan of 30 000 usd, for a period of 20 years, you will pay approximately 245 usd per month, with an EAR of 7,65%.

  • DAE mdl - 12,47%.

For a loan of 500 000 MDL, for a period of 20 years, you will pay approximately 5675 MDL per month, with an EAR of 12,47%.

Mortgage fees:

  • monthly administration fee - 0%;
  • credit granting commission - 0%;
  • early repayment fee - 0%;
  • file examination fee - 0 MDL.

For additional information, call the Contact Center at 022 855 185/022 855 155, on weekdays from 8 AM to 5 PM.

Required documents

  • ID card

The bank reserves the right to request supporting documents regarding your income in order to meet the prudential requirements specific to banking.

  • Real estate valuation 

To submit the loan application, you need the real estate valuation report, completed by a company approved by the bank.
List of evaluators.

Frequent questions

Send us your e-mail address on Chat, Viber or Telegram, and we will schedule a free video consultation with the banking specialists, who will answer all your questions.

You have 5 ways to pay the monthly instalments:

  • through the maibank mobile application;
  • through internet banking;
  • at Cash-In ATMs;
  • at self-service terminals;
  • in any branch of the bank.

Yes! You can request the evaluation of the property directly at maib, paying a lower price than the one on the market.
In addition, here you benefit from the services of a professional notary at an affordable price, and if time is of essence, then you can request that a maib representative registers dwelling the mortgage contract with ASP in your place.

Yes, of course! Whether you are a freelancer or work for a foreign company, maib offers you the opportunity to obtain a mortgage on advantageous terms.

We invite you to the maib Mortgage Center, located in Chisinau, 115, Vasile Alecsandri Street, where you will receive the most suitable financing solutions for the purchase of housing. At the same time, you can go to any other maib branch.


Take the first step

Fill in the fields and we will contact you

We guarantee the security of the information provided when completing the online application

Congratulations!

The request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

If you apply outside office hours, on weekends or holidays, we will contact you the next working day.

Atenție!

Se permite doar o cerere în decurs de 24 ore Deja există o cerere în lucru parvenită pe numele tău în ultimele 24 ore. Revino mai târziu pentru a avea posibilitatea să perfectezi altă cerere

Acest site folosește cookies. Prin continuarea navigării, îți exprimi acordul asupra folosirii cookie-urilor.

Ok